Produits et services

(1) Advertising, promotion and marketing services in the nature of email campaigns for others; business records management; business data analytics; business management and business strategy development (2) Financial services, namely, electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments financial services, namely, electronic processing of bill payments and associated remittance and confirmation data (3) Software as a service (SaaS) featuring software for business management and customer relationship management (CRM); providing online non-downloadable software for the creation and distribution of email and marketing campaigns; providing online non-downloadable software for document management, namely storing, managing, tracking, analyzing and exchanging of documents; electronic generation and capture of invoices; providing online non-downloadable computer software for accounts payable invoicing and payment functions via a hosted, online service; software as a service (SaaS) featuring software for transaction and payment processing services, financial record-keeping, and management of financial data; Designing, developing and maintenance of a marketing software platform for third parties for marketing and analytics, customer relationship management and business data analysis; providing online non-downloadable software for group calendar management, contact management, task delegation and reporting, and recording of notes; providing online non-downloadable software for electronic messaging

Produits et services

(1) Commercial, industrial and business consulting, management, assistance, administration and advisory services; advertising and marketing services; retail services; advertising; business management; business administration; office functions; business advisory services; business investigations; commercial information agencies; presentation of goods on communication media for retail purposes; price comparison services; organization of exhibitions for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; computer database management; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; financial records management; information, advisory and consultancy services related to all the aforesaid services (2) Financial services; insurance services; real estate services; investment services; credit card services; Insurance; financial affairs; monetary affairs; real estate affairs; financial consultancy; financial information; financial sponsorship; financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking and credit services; banking, payment, credit, debit, charge, cash disbursement and stored valued deposit access services; cheque verification; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; stored value electronic purse services, electronic payments services and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; electronic banking via a global computer network, electronic mobile banking, electronic payment services involving electronic processing and transmission of bill payment data; financial clearing house services; inter-bank transfer services, namely, direct bank-to-bank electronic transfers of money and providing bank account information by telephone; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) Magnetic encoded cards and cards containing an integrated circuit chip in the nature of smart cards all containing programming used to process payments; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories (1) Financial services, namely, transaction and payment processing services, payment verification services, payment card authorization, payment clearance and settlement services between financial institutions, switching services for credit cards, debit cards, charge cards and prepaid cards offered through cards with stored value; Financial services, namely, credit card, debit card, charge card and prepaid card transaction authorization and settlement services; credit, debit, charge and prepaid card transaction processing services; cash disbursement via automated teller machines; ATM banking services, namely, processing services for financial transactions by card holders via automatic teller machines; financial services, namely, the provision of contactless mobile payments processing through merchants at retail, online and wholesale locations; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) Downloadable computer software for the processing or exchange of cryptocurrencies and blockchain transactions; downloadable computer software for managing and verifying cryptocurrency transactions using blockchain technology; downloadable computer software for maintaining cyber security for the processing or exchange of cryptocurrencies and blockchain transactions; downloadable music files authenticated by non-fungible tokens (NFTs); downloadable multimedia files containing artwork, text, audio, and video authenticated by non-fungible tokens (NFTs); downloadable computer software and applications for mobile devices for facilitating and administering banking, payment by credit card, debit card, or virtual payment card, automatic teller machine services, stored value card services, electronic funds transfer services, electronic payment processing services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services in the metaverse and other virtual worlds; downloadable computer software and applications for mobile devices comprising a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes, discount codes, and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts in the metaverse and other virtual worlds; downloadable computer e-commerce software to allow users to perform electronic business transactions in the metaverse and other virtual worlds (1) Provision of an online marketplace for buyers and sellers of downloadable digital goods and media authenticated by non-fungible tokens (NFTs); promoting the goods and services of others by means of coupons, discounts, advertisements, rewards, incentives and loyalty programs in the metaverse and other virtual worlds, generated in connection with the use of credit and debit cards; promoting the cultural events, charitable events, sporting events, travel experiences, fine dining events, festivals, award shows, and special events of others in the metaverse and other virtual worlds (2) Processing of virtual credit card, virtual debit card, virtual prepaid card, and virtual payment card transactions in the metaverse and other virtual worlds; payment processing services, namely, credit card, debit card, prepaid card, gift card and payment card transaction processing services in the metaverse and other virtual worlds; providing financial information in the metaverse and other virtual worlds; charitable fundraising services in the metaverse and other virtual worlds; financial sponsorship of cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals and awards shows in the metaverse and other virtual worlds; cryptocurrency payment processing; cryptocurrency exchange services featuring blockchain technology; financial consultation and information in the field of cryptocurrency, digital currency, virtual currency, digital and blockchain assets, digital tokens, crypto tokens and utility tokens; blockchain-based payment verification services; financial services, namely providing a financial exchange for the trading of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens; payment verification and payment transaction authentication in the metaverse and other virtual worlds (3) Entertainment and educational services, namely, providing entertainment and educational information in the fields of cultural events, concerts, sporting events, festivals, and awards shows in the metaverse and other digital worlds; entertainment and educational services, namely, the presentation of seminars, programs, events, and performances in the metaverse and other digital worlds, in the fields of finance, technology, cryptocurrency, non-fungible tokens (NFTs), culture, charitable projects, lifestyle, travel, fine dining, sports, music, art, community and general interest (4) Application service provider featuring application programming interact (API) software powered by blockchain for purchasing and transferring digital currency between wallets; application service provider featuring application programming interface (API) software powered by blockchain for supply chain management; technological consulting in the field of cryptocurrency; providing user authentication services using blockchain-based software technology for cryptocurrency and non-fungible token (NFT) transactions; authentication of data in the field of financial transactions using blockchain technology; providing online non-downloadable software for use as a cryptocurrency wallet; providing online non-downloadable cybersecurity software for the processing or exchange of cryptocurrencies and blockchain transactions; providing on-line non-downloadable software for the creation, production and modification of non-fungible tokens (NFTs), digital animated and non-animated designs and characters, avatars, and virtual goods, for access and use in the metaverse and other virtual worlds; creating and hosting an on-line community for digital assets, non-fungible tokens (NFTs), and metaverses and virtual worlds; entertainment services and educational services, namely, providing virtual environments in which users can interact for recreational, educational, networking, leisure or entertainment purposes

Produits et services

(1) Downloadable computer software for the processing or exchange of cryptocurrencies and blockchain transactions; downloadable computer software for managing and verifying cryptocurrency transactions using blockchain technology; downloadable computer software for maintaining cyber security for the processing or exchange of cryptocurrencies and blockchain transactions; downloadable music files authenticated by non-fungible tokens (NFTs); downloadable multimedia files containing artwork, text, audio, and video authenticated by non-fungible tokens (NFTs); downloadable computer software and applications for mobile devices for facilitating and administering banking, payment by credit card, debit card, or virtual payment card, automatic teller machine services, stored value card services, electronic funds transfer services, electronic payment processing services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services in the metaverse and other virtual worlds; downloadable computer software and applications for mobile devices comprising a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes, discount codes, and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts in the metaverse and other virtual worlds; downloadable computer e-commerce software to allow users to perform electronic business transactions in the metaverse and other virtual worlds (1) Provision of an online marketplace for buyers and sellers of downloadable digital goods and media authenticated by non-fungible tokens (NFTs); promoting the goods and services of others by means of coupons, discounts, advertisements, rewards, incentives and loyalty programs in the metaverse and other virtual worlds, generated in connection with the use of credit and debit cards; promoting the cultural events, charitable events, sporting events, travel experiences, fine dining events, festivals, award shows, and special events of others in the metaverse and other virtual worlds (2) Processing of virtual credit card, virtual debit card, virtual prepaid card, and virtual payment card transactions in the metaverse and other virtual worlds; payment processing services, namely, credit card, debit card, prepaid card, gift card and payment card transaction processing services in the metaverse and other virtual worlds; providing financial information in the metaverse and other virtual worlds; charitable fundraising services in the metaverse and other virtual worlds; financial sponsorship of cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals and awards shows in the metaverse and other virtual worlds; cryptocurrency payment processing; cryptocurrency exchange services featuring blockchain technology; financial consultation and information in the field of cryptocurrency, digital currency, virtual currency, digital and blockchain assets, digital tokens, crypto tokens and utility tokens; blockchain-based payment verification services; financial services, namely providing a financial exchange for the trading of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens; payment verification and payment transaction authentication in the metaverse and other virtual worlds (3) Entertainment and educational services, namely, providing entertainment and educational information in the fields of cultural events, concerts, sporting events, festivals, and awards shows in the metaverse and other digital worlds; entertainment and educational services, namely, the presentation of seminars, programs, events, and performances in the metaverse and other digital worlds, in the fields of finance, technology, cryptocurrency, non-fungible tokens (NFTs), culture, charitable projects, lifestyle, travel, fine dining, sports, music, art, community and general interest (4) Application service provider featuring application programming interact (API) software powered by blockchain for purchasing and transferring digital currency between wallets; application service provider featuring application programming interface (API) software powered by blockchain for supply chain management; technological consulting in the field of cryptocurrency; providing user authentication services using blockchain-based software technology for cryptocurrency and non-fungible token (NFT) transactions; authentication of data in the field of financial transactions using blockchain technology; providing online non-downloadable software for use as a cryptocurrency wallet; providing online non-downloadable cybersecurity software for the processing or exchange of cryptocurrencies and blockchain transactions; providing on-line non-downloadable software for the creation, production and modification of non-fungible tokens (NFTs), digital animated and non-animated designs and characters, avatars, and virtual goods, for access and use in the metaverse and other virtual worlds; creating and hosting an on-line community for digital assets, non-fungible tokens (NFTs), and metaverses and virtual worlds; entertainment services and educational services, namely, providing virtual environments in which users can interact for recreational, educational, networking, leisure or entertainment purposes

Produits et services

(1) Downloadable music files authenticated by non-fungible tokens (NFTs); downloadable multimedia files containing artwork, text, audio, and video authenticated by non-fungible tokens (NFTs); downloadable computer software and applications for mobile devices for facilitating and administering banking, payment by credit card, debit card, or virtual payment card, automatic teller machine services, stored value card services, electronic funds transfer services, electronic payment processing services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services in the metaverse and other virtual worlds; downloadable computer software and applications for mobile devices comprising a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes, discount codes, and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts in the metaverse and other virtual worlds; downloadable computer e-commerce software to allow users to perform electronic business transactions in the metaverse and other virtual worlds; downloadable computer software for the processing or exchange of cryptocurrencies and blockchain transactions; downloadable computer software for managing and verifying cryptocurrency transactions using blockchain technology; downloadable computer software for generating cryptographic keys for receiving and spending cryptocurrency (1) Provision of an online marketplace for buyers and sellers of downloadable digital goods and media authenticated by non-fungible tokens (NFTs); promoting the goods and services of others by means of coupons, discounts, advertisements, rewards, incentives and loyalty programs in the metaverse and other virtual worlds, generated in connection with the use of credit and debit cards; promoting the cultural events, charitable events, sporting events, travel experiences, fine dining events, festivals, award shows, and special events of others in the metaverse and other virtual worlds (2) Processing of virtual credit card, virtual debit card, virtual prepaid card, and virtual payment card transactions in the metaverse and other virtual worlds; payment processing services, namely credit card, debit card, prepaid card, gift card and payment card transaction processing services in the metaverse and other virtual worlds; providing financial information in the metaverse and other virtual worlds; virtual currency exchange; electronic transfer of virtual currencies; payment verification and payment transaction authentication in the metaverse and other virtual worlds; cryptocurrency payment processing; cryptocurrency exchange services featuring blockchain technology; financial consultation in the field of cryptocurrency, digital currency, virtual currency, digital and blockchain assets, digital tokens, crypto tokens and utility tokens; providing financial information in the field of cryptocurrency; blockchain-based payment verification services; financial services, namely providing a financial exchange for the trading of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens; charitable fundraising services in the metaverse and other virtual worlds; financial sponsorship of cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals and awards shows in the metaverse and other virtual worlds (3) Entertainment and educational services, namely, providing entertainment and educational information in the field of cultural events, concerts, sporting events, festivals, and awards shows in the metaverse and other digital worlds; entertainment and educational services, namely, the presentation of seminars, programs, events, and performances in the metaverse and other digital worlds, in the field of finance, technology, cryptocurrency, non-fungible tokens (NFTs), culture, charitable projects, lifestyle, travel, fine dining, sports, music, art, community and general interest (4) Application service provider featuring application programming interact (API) software powered by blockchain for purchasing and transferring digital currency between wallets; entertainment services and educational services, namely, providing virtual environments in which users can interact for recreational, educational, networking, leisure or entertainment purposes; creating and hosting an on-line community for digital assets, non-fungible tokens (NFTs), and metaverses and virtual worlds; providing on-line non-downloadable software for the creation, production and modification of non-fungible tokens (NFTs), digital animated and non-animated designs and characters, avatars, and virtual goods, for access and use in the metaverse and other virtual worlds; application service provider featuring application programming interface (API) software powered by blockchain for supply chain management; technological consulting the field of cryptocurrency; providing user authentication services using blockchain-based software technology for cryptocurrency and non-fungible token (NFT) transactions; authentication of data in the field of financial transactions using blockchain technology; providing online non-downloadable software for use as a cryptocurrency wallet

Produits et services

(1) Business consulting services for digital transformation; business management consulting (2) Financial sponsorship of datathons; financial sponsorship of events, symposia, conferences, and workshops in the fields of business and information technology; charitable services, namely, providing financial assistance to non-profit organizations; financial sponsorship of charitable and non-profit organizations (3) Hosting of datathons; hosting of events, symposia, conferences, and workshops in the fields of business and information technology; coaching and mentoring services in the fields of digital transformation and business management (4) Consultancy in the field of computer data security; technological consulting services for digital transformation

Produits et services

(1) Computer and mobile software for facilitating the provision of credit card services, travel services, dining services, transport services, reservation services, shopping services, and health and wellness services (1) Shopping services; promotional services (2) Credit card services; debit card services (3) Travel services; transport services; reservation services (4) Dining services; reservation services (5) Health and wellness services

Produits et services

(1) Secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial credit card, debit card, prepaid card, and payment card transactions online via a global computer network or via telecommunication, mobile or wireless devices; providing financial information via a global computer network or via telecommunication, mobile or wireless devices; financial services, namely, credit card, debit card, prepaid card, and payment card payment processing services, payment verification services and payment card authorization services; financial consulting services in the fields of credit cards, debit cards, and payment cards; providing information to businesses in the field of reconciling financial transactions, with a view to detecting and preventing suspicious and fraudulent financial behavior and reducing monetary losses; providing information to businesses relating to financial risk management to assist with detection and prevention of fraudulent financial behavior; financial risk management services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services, namely, providing secure commercial transactions; cryptocurrency payment processing services; monetary and financial services in the nature of blockchain-based payment verification services; cryptocurrency exchange services featuring blockchain technology.

Produits et services

(1) Perfumery; cosmetics excluding tanning preparations (2) Fashion accessories (3) Jewelry; watches (4) Luggage; bags; leather goods (5) Clothing; footwear; headwear

Produits et services

(1) Perfumery; cosmetics excluding tanning preparations (2) Fashion accessories (3) Jewelry; watches (4) Luggage; bags; leather goods (5) Clothing; footwear; headwear

Produits et services

(1) Scientific, nautical, surveying, photographic, cinematographic, weighing, measuring, signaling, checking (supervision), life-saving and teaching apparatus and instruments; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers, recording discs; compact discs, DVDs and other digital recording media; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment, computers; computer software and computer programs (downloadable/recorded computer software); computer operating programs, recorded; computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; accounting machines; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards (encoded); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely, calculating machines, electronic organizers, electronic notepads, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs) and alarms; mouse pads; fire-extinguishing apparatus; parts and fittings for all the aforesaid goods (1) Insurance; financial affairs; monetary affairs; real estate affairs; financial consultancy; financial information; financial sponsorship; financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking and credit services; banking, payment, credit, debit, charge, cash disbursement and stored valued deposit access services; cheque verification; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; stored value electronic purse services, electronic payments services and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; electronic banking via a global computer network, electronic mobile banking, electronic payment services involving electronic processing and transmission of bill payment data; financial clearing house services; inter-bank transfer services, namely, direct bank-to-bank electronic transfers of money and providing bank account information by telephone; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) Scientific, nautical, surveying, photographic, cinematographic, weighing, measuring, signaling, checking (supervision), life-saving and teaching apparatus and instruments; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers, recording discs; compact discs, DVDs and other digital recording media; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment, computers; computer software and computer programs (downloadable/recorded computer software); computer operating programs, recorded; computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; accounting machines; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards (encoded); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely, calculating machines, electronic organizers, electronic notepads, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs) and alarms; mouse pads; fire-extinguishing apparatus; parts and fittings for all the aforesaid goods (1) Insurance; financial affairs; monetary affairs; real estate affairs; financial consultancy; financial information; financial sponsorship; financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking and credit services; banking, payment, credit, debit, charge, cash disbursement and stored valued deposit access services; cheque verification; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; stored value electronic purse services, electronic payments services and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; electronic banking via a global computer network, electronic mobile banking, electronic payment services involving electronic processing and transmission of bill payment data; financial clearing house services; inter-bank transfer services, namely, direct bank-to-bank electronic transfers of money and providing bank account information by telephone; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) Computer hardware and downloadable software for facilitating and administering payment transactions, banking transactions, and payment card services; computer hardware and downloadable software for electronic processing and transmission of bill payment data; computer hardware and downloadable software for cash disbursement services, automatic teller machine services, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; accounting machines; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and downloadable software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus for data processing systems and financial transaction systems; encoders and decoders; modems; computer hardware and downloadable software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and downloadable software for the creation of encryption keys, digital certificates, and digital signatures; downloadable computer software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer hardware and downloadable software that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; downloadable computer software comprising a digital wallet to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards; downloadable computer software comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; downloadable computer software for managing and verifying cryptocurrency transactions using blockchain technology; downloadable computer software for generating cryptographic keys for receiving and spending cryptocurrency; downloadable computer software for use as a cryptocurrency wallet; downloadable computer software for blockchain-based inventory and supply-chain management; downloadable computer software for accessing, reading, and tracking information in the field of financial transactions on a blockchain; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''); security encoded cards; hologram impregnated cards (encoded); charge cards, bank cards, credit cards, debit cards, chip cards, installment cards, stored value cards, electronic data carrier cards, payment cards; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers, electronic data carrier card readers, electronic encryption units; computer hardware and downloadable software for use in the financial services, banking and telecommunications industries; downloadable computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; parts and fittings for all the aforesaid goods (1) Business advisory services; business investigations; commercial information agencies; presentation of goods on communication media for retail purposes; price comparison services; organization of exhibitions for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; commercial, industrial and business management assistance; business appraisals; advisory services for business management; preparation of statements of accounts; book-keeping; business research; public relations; retail services provided online or through mobile telecommunications means in connection with the provision of credit, debit, and payment cards; computer database management; compiling indexes of information using blockchain technology; promoting concerts and cultural events of others; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; financial records management; information, advisory and consultancy services related to all the aforesaid services (2) Financial consultancy; financial information; financial sponsorship; financial services, namely, banking services, credit card services, debit card services, charge card services, installment card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; electronic funds transfer and currency exchange services; cryptocurrency payment processing services; cryptocurrency exchange services featuring blockchain technology; providing financial information in the field of cryptocurrency; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network; financial analysis and consultation; processing services for financial transactions by card holders via automatic teller machines; maintenance of financial records; stored value electronic purse services; electronic banking via a global computer network; financial clearing house services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; leasing of real estate property; estate management services relating to transactions in real property; valuation of property; property portfolio management; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit cards, debit cards and payment cards; information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) Scientific, nautical, surveying, photographic, cinematographic, weighing, measuring, signaling, checking (supervision), life-saving and teaching apparatus and instruments; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers, recording discs; compact discs, DVDs and other digital recording media; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment, computers; computer software and computer programs (downloadable/recorded computer software); computer operating programs, recorded; computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; accounting machines; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards (encoded); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely, calculating machines, electronic organizers, electronic notepads, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs) and alarms; mouse pads; fire-extinguishing apparatus; parts and fittings for all the aforesaid goods (1) Advertising; business management; business administration; office functions; business advisory services; business investigations; commercial information agencies; presentation of goods on communication media for retail purposes; price comparison services; organization of exhibitions for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; computer database management; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; financial records management; information, advisory and consultancy services related to all the aforesaid services (2) Insurance; financial affairs; monetary affairs; real estate affairs; financial consultancy; financial information; financial sponsorship; financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking and credit services; banking, payment, credit, debit, charge, cash disbursement and stored valued deposit access services; cheque verification; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; stored value electronic purse services, electronic payments services and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; electronic banking via a global computer network, electronic mobile banking, electronic payment services involving electronic processing and transmission of bill payment data; financial clearing house services; inter-bank transfer services, namely, direct bank-to-bank electronic transfers of money and providing bank account information by telephone; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services (3) Telecommunications; mobile telecommunication services; Internet based telecommunication services; data communication services; electronic data transmission over a global remote data processing network, including the Internet; services for the transmission, provision or display of information from a computer-stored data bank or via the Internet in the field of financial services; transmission of data through the use of electronic image processing by mobile telephone link; electronic mail, message sending and receiving services; television, radio and Internet broadcasting services; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services; prepaid telephone calling card services; information, advisory and consultancy services relating to all the aforesaid services (4) Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; conversion of data or documents from physical to electronic media; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; graphic design for the compilation of web pages on the Internet; information relating to computer hardware or software provided on-line from a global computer network or the Internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services, namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks; data processing and data verification services; data storage and retrieval services; data repository and client profile information services; leasing access time to a computer database; information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing; funds movement services, namely, electronic funds transfer in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports; electronic funds transfer and currency exchange services; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information, namely, credit and debit card data and reports with others via a global computer network; financial information, namely, credit and debit card data and reports with others rendered by computer by means of a secure information computer network and advisory services, namely, financial planning and investment advisory services, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; financial institution and credit services, namely, providing credit card and debit card services; financial institution services and credit card services, namely, providing payment card, credit card, debit card, charge card, cash disbursement, and stored value account deposit access services; cheque verification; processing of financial payment transactions on-line via a computer database, over the telephone, through wireless devices, namely, mobile phones and at point of sale; processing of debit and credit card transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial debt settlement and financial authorization services, namely, credit and debit card verification in connection with the processing of financial payment transactions, namely, processing of credit card and debit card transactions online via the Internet through wireless devices, namely, tablet computers, mobile phones, smart phones; travel insurance services; payer authentication services, namely, authentication of persons in the field of secure payment card services; verification of financial information, namely, providing financial institution account information by telephone; maintenance of financial records; remote payment services, namely, payment gateway services, bill payment services provided through a website, electronic bill payment; stored value electronic purse services providing electronic bill payment services and debit and credit card transaction authorization and debt settlement services; provision of debit and credit services, namely credit card and debit card services by means of radio frequency identification devices (transponders); provision of debit and credit services, namely, credit card and debit card services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided online, through networks or other electronic means using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; value exchange services, namely, secure electronic cash transactions over computer networks accessible by means of smartcards; bill payment services provided through a website; financial management services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; commercial, industrial and business management assistance, namely, risk management services, financial management; financial records management, namely, financial management of reimbursement payments for others

Produits et services

(1) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing; funds movement services, namely, electronic funds transfer in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports; electronic funds transfer and currency exchange services; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information, namely, credit and debit card data and reports with others via a global computer network; financial information, namely, credit and debit card data and reports with others rendered by computer by means of a secure information computer network and advisory services, namely, financial planning and investment advisory services, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; financial institution and credit services, namely, providing credit card and debit card services; financial institution services and credit card services, namely, providing payment card, credit card, debit card, charge card, cash disbursement, and stored value account deposit access services; cheque verification; processing of financial payment transactions on-line via a computer database, over the telephone, through wireless devices, namely, mobile phones and at point of sale; processing of debit and credit card transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial debt settlement and financial authorization services, namely, credit and debit card verification in connection with the processing of financial payment transactions, namely, processing of credit card and debit card transactions online via the Internet through wireless devices, namely, tablet computers, mobile phones, smart phones; travel insurance services; payer authentication services, namely, authentication of persons in the field of secure payment card services; verification of financial information, namely, providing financial institution account information by telephone; maintenance of financial records; remote payment services, namely, payment gateway services, bill payment services provided through a website, electronic bill payment; stored value electronic purse services providing electronic bill payment services and debit and credit card transaction authorization and debt settlement services; provision of debit and credit services, namely credit card and debit card services by means of radio frequency identification devices (transponders); provision of debit and credit services, namely, credit card and debit card services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided online, through networks or other electronic means using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; value exchange services, namely, secure electronic cash transactions over computer networks accessible by means of smartcards; bill payment services provided through a website; financial management services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; commercial, industrial and business management assistance, namely, risk management services, financial management; financial records management, namely, financial management of reimbursement payments for others

Produits et services

(1) Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services; payment processing services; payment verification services; payment card transaction authorization and settlement services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; dissemination of financial information and financial information in the nature of electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, banking, credit cards, debit cards, and payment cards; administering and facilitating the donation of funds to charities on behalf of others

Produits et services

(1) Computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization, clearing and settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; encoders and decoders; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; chip cards, stored value cards, electronic data carrier cards all encoded; electronic encryption units; credit cards, debit cards; computer chips embedded in telephones and other communication devices; cash dispensing machines; computer peripheral devices and electronic goods, namely, calculating machines, electronic organizers, electronic notepads, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs) and alarms; mouse pads; parts and fittings for all the aforesaid goods. (1) Financial services, namely credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, check cashing, deposit access and automated teller machine services; transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services, and related switching, gateway and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; financial clearing and settlement services; payment processing services; electronic processing of payments via a global computer network; payment transaction authentication and verification services; value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, providing financial information, namely credit and debit card data and reports and electronic funds transfer, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services.

Produits et services

(1) Data processing services in the field of banking and payments; promoting the goods and services of others by means of coupons, discounts, advertisements, rewards and incentives generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; preparation of financial statements of accounts; bill presentment services; financial records management; management of telephone call centers for others; business information, advisory and consultancy services related to all the aforesaid services (2) Financial fraud risk management services; financial services, namely, transaction processing and payment verification services; electronic payment services, namely, electronic processing and transmission of bill payment data; online personal banking services; financial advisory and consultancy services; dissemination of financial information via electronic means, financial services provided over the telephone and by means of a global computer network or the Internet, namely, electronic banking via a global computer network (3) Design and development of computer software; providing non-downloadable software and computer software applications for online banking, expense management, financial transaction data management, financial reporting, accounting, account management, digital receipt generation and management, and processing electronic payments; data encryption and decryption of financial information; computer and Internet related services, namely, providing on-line electronic computer databases in the nature of identity authentication and verification, risk management, and electronic monitoring of credit card activity to detect fraud via the internet; Customer technical support, technical assistance, consulting and customization services provided in connection with online banking, online financial transaction services and online automated aggregation services; information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) Information technology and computer network security consultancy services, namely, scanning networks to assess information security vulnerability

Produits et services

(1) Organisation, management and administration of customer loyalty reward program, namely, a program that offers access to airport lounges; promoting the sale of credit card accounts through the administration of incentive award programs; promoting the sale of goods and services of others by means of coupons, cash back rebates, discounts, reward points, airline miles which can be redeemed for the goods of others; promoting the sale of goods and services of others by awarding purchase points for credit card use (2) Financial services, namely, providing, processing, verifying and authenticating mobile payments, contactless credit and debit card transactions, gift card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing financial information by electronic means, namely, providing credit and debit card information; financial services, namely, processing of mobile payments and contactless debit and credit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; charge card services; charge, credit and debit card services; providing cash and other rebates for making purchases at participating stores and service providers as part of a customer loyalty program

Produits et services

(1) Promoting the sale of goods and services of others by means of coupons, cash back rebates, discounts, reward points, airline miles which can be redeemed for the goods of others; promoting the sale of goods and services of others by awarding purchase points for credit card use (2) Financial services, namely, providing, processing, verifying and authenticating mobile payments, contactless credit and debit card transactions, gift card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing financial information by electronic means, namely, providing credit and debit card information; financial services, namely, processing of mobile payments and contactless debit and credit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; charge card services; charge and credit and debit card services; providing emergency loan services to cover unforeseen expenses and conditions encountered in travel; providing cash and other rebates for making purchases at participating stores and service providers as part of a customer loyalty program

Produits et services

(1) Financial services, namely, credit card transaction processing services, debit card transaction processing services; processing of credit card payments, processing of debit card payments, processing electronic payments made through prepaid cards, processing electronic payments made through smart cards in the nature of credit cards; electronic funds transfer; electronic payment processing services, namely processing electronic payments made through credit cards; cash and foreign exchange transactions, namely, secure electronic cash transactions over a global computer network to facilitate electronic commerce; providing financial information, namely electronic bill payment data, and credit and debit card data and reports; financial consulting services in the fields of payment solutions, namely processing of credit card payments, debit card payments, and electronic payments

Produits et services

(1) Financial services, namely, credit card transaction processing services, debit card transaction processing services; processing of credit card payments, processing of debit card payments, processing electronic payments made through prepaid cards, processing electronic payments made through smart cards in the nature of credit cards; electronic funds transfer; electronic payment processing services, namely processing electronic payments made through credit cards; cash and foreign exchange transactions, namely, secure electronic cash transactions over a global computer network to facilitate electronic commerce; providing financial information, namely electronic bill payment data, and credit and debit card data and reports; financial consulting services in the fields of payment solutions, namely processing of credit card payments, debit card payments, and electronic payments

Produits et services

(1) Computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"), namely, charge cards, bank cards, credit cards, debit cards and payment cards; card readers, namely, magnetic coded card readers and electronic data carrier card readers; computer software designed to enable smart cards to interact with computer terminals and electronic card readers; telecommunications equipment, namely, point of sale transaction terminals; computer software for transmitting, displaying and storing credit card and debit card transactions, for the identification of persons and financial information, namely, bank account information, debit card and credit card transaction information via the internet for use in the financial services, banking and telecommunications industries; electronic verification apparatus, namely, computer hardware and software for secure access to computer networks for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; downloadable application programming interface (API) software for creating, managing, tracking and fulfilling dispute claims (1) Financial services, namely, financial dispute resolution management services in connection with debit card and credit card transactions; Financial services, namely, providing a financial dispute resolution management system via the internet for payment cardholder disputes allowing the creation, management and tracking of financial claims related to disputed debit card and credit card transaction amounts, financial claim documentation management services, consolidated dispute processing in connection with debit card and credit card transactions, funds movement processing services, namely, electronic funds transfer in the field of payment cards, fraud detection and reporting in connection with debit card and credit card transactions; financial services, namely, electronic processing and transmission of payment card data, electronic bill payment data and financial information, namely, bank account information, debit card and credit card transaction information; financial services namely providing verification of the cardholder's signature to enable the card issuing institution to settle disputed transaction amount; banking and credit card services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services providing electronic funds and currency transfer services, electronic bill payments services, cash disbursement services, and debit card and credit card transaction authorisation and debt settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to financial dispute resolution management systems (2) Telecommunication services, namely transmission of electronic bill payment data through the use of electronic image processing (3) Providing electronic signature verification services for credit and debit card transactions; application service provider featuring application programming interface (API) software for creating, managing, tracking and fulfilling dispute claims

Produits et services

(1) Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; scientific apparatus and instruments; magnetic data carriers, recording discs; Coin-operated mechanisms for vending machines; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software for automating a process for authentication of identity using existing databases in connection with the issuance and management of digital certificates used for authentication or encryption of digital communications, or authentication of a digital signature in an electronic transaction or communication, over the Internet and other computer networks; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; downloadable and pre-loaded software that allows users to access coupons, rebates, discounts, vouchers and special offers online via websites, by scanning coupons, rebates, discounts, vouchers and special offers from printed materials and by tapping on mobile phones and other mobile devices for NFC- enabled print or posters and sending such coupons, discounts, rebates, vouchers and special offers to mobile phones and other mobile telecommunications devices for redemption at retail or wholesale locations; downloadable and pre-loaded software that allows users to access coupons, rebates, discounts, vouchers and special offers online via websites, by scanning coupons, rebates, discounts, vouchers and special offers from printed materials and by tapping on mobile phones and other mobile devices for NFC- enabled print or posters and sending such coupons, discounts, rebates, vouchers and special offers to mobile phones and other mobile telecommunications devices for redemption at virtual points of sale; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs) and alarms; computer software for processing electronic payments; computer software for biometric systems for the identification and authentication of persons; computer software for encrypting and protecting the integrity of data and electronic communications over computer networks; computer software for implementing encryption, authentification, access control and other security features within computer networks and through external connections; computer software for implementing security methodology involving encryption of payment card numbers and related data and transmission over computer networks; user manuals and guides in electronic format for all of the foregoing distributed as a unit with the software; computer software for use in analysis and reporting of firewall log data (1) Advertising; business management; business advisory services; marketing consulting services; market research services; data processing in the field of banking and payments; business information services in the field of data analytics relating to marketing demographics and consumer purchasing behaviors tracking; promoting the goods and services of others by means of coupons, discounts, advertisements, rewards and incentives generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; promoting goods and services of others through the distribution of printed materials and advertisements; promotion and advertising services of cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals, awards shows, and special events of others; business administration of loyalty and rewards programs; preparation of statements of accounts; bill presentment services; public relations; the bringing together, for the benefit of others, of a variety of financial services in connection with the provision of credit cards and debit cards enabling customers to conveniently compare and purchase those services, provided on line, through networks or other electronic means; computer database management; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data processing and data verification services; data repository and client profile information services; financial records management; information, advisory and consultancy services related to all the aforesaid services; commercial information and directory services; providing commercial information and on-line directory information services for locating Internet and other computer network addresses and demographic information for entities, and providing a directory of organizations, individuals, addresses, and resources accessible through the use of the Internet and other computer networks; billing services; preparation of customized business reports for others; business services in the nature of managed public key infrastructure services, namely, application and network infrastructure security services (2) Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement; financial services, namely consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; financial services, namely value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; financial services, namely providing financial information and transaction processing services by electronic means via the Internet and other computer networks, and monitoring financial transactions and evaluating the likelihood of fraud via a multi-factor scoring system, in the field of electronic fund transfer and payment processing services; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank or via the internet in the field of financial services; administration and processing of claims under extended warranties of authentication, encryption and certification services used to provide security in electronic transactions and communications that take place over the Internet and other computer networks (3) Providing secure electronic transmission of data, information, and messages via a global computer network; providing secure electronic transmission of data for payment and financial services via a global computer network; providing secure electronic transmission of data in the nature of machine readable codes that are displayed on mobile device display screens and transmitted over a global remote data processing network, including the internet; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services; information, advisory and consultancy services relating to all the aforesaid services; transmission of data through the use of electronic image processing by mobile telephone link; electronic mail, message sending and receiving services; broadcasting services; leasing access time to a computer database; telecommunications services; mobile telecommunication services; internet based telecommunication services; data communication services (4) Scientific and technological services and research and design relating thereto; industrial analysis and research services; design, development, maintenance and update of computer software; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; application service provider (ASP) services, application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; data storage retrieval services; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks; design, development, maintenance and update of computer hardware and application software for mobile devices; computer and Internet related services, namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification, payment cards, fraud and risk management, and banking; software as a service [SaaS]; electronic monitoring of personally identifying information to detect identity theft via the internet; design and development of web pages; consulting services in the field of computer services; consulting services relating to encryption of payment card numbers and related data; computer network security and management services; design and development of computer hardware and software; conversion of data or documents from physical to electronic media; creation and implementation of procedures and practices for issuance and management of digital certificates; computer related services, namely, managed computer network and Internet security services, namely, public key infrastructure (PKI) verification, authentication, distribution and management, digital certificate issuance, verification and management, and enterprise software integration; computer consultation regarding computer networks and internal computer networks, security services for computer networks and internal computer networks, namely, installation, design and customization of Internet and network firewall software for others; computer consulting services in the field of security integration, network security, network architecture, encryption technology, and computer security; security verification of computer network firewalls, servers and other network devices from unauthorized access, namely, analyzing global computer information network and internal computer network vulnerability; authentication services, namely, providing user and identity authentication services using software and hardware technology; Providing authentication of identity; development, design, implementation, testing, analysis, and consulting services in the field of security, access, authorization, authentication encryption, and identification systems for computers, computer hardware, computer networks, and websites; development, integration and operation of computer systems to support issuance and management of digital certificates

Produits et services

(1) Computer hardware; computer terminals; data processing equipment, namely, computers; computers, computer hardware; computer hardware and peripherals and electronic goods, namely, computers, calculating machines in the nature of calculators, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, hard disk drives, external computer hard drives, USB flash drives, monitors, digital readers and personal digital assistants (PDAs); software for encrypting and protecting the integrity of data and electronic communications over computer networks; electronic data carriers in the form of magnetically encoded cards, namely, magnetically encoded credit cards, magnetically encoded debit cards; forms, periodicals and cards namely, credit, debit and charge cards; telecommunication apparatus and instruments for the electronic registration, transmission and reproduction of text and bill payment data, namely, central processing units, computer memory cards, electronic notice boards, portable telephones, personal digital assistants (PDAs), radio pagers, audio receivers and video receivers, transmitters of electronic signals, telephone transmitters; computer software for encrypting and protecting the integrity of data and electronic communications over computer networks for use by individuals and financial institutions and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for implementing encryption, authentication, access control, firewall and security features for authentication purposes within computer networks and through external connections, namely, point of sale terminals, card readers and computers, and other security features within computer networks and through external connections, and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for biometric systems for the identification and authentication of persons; computer software for implementing security methodology involving encryption of payment card numbers and related data, financial data and electronic transmission over computer networks, and user manuals and guides for all of the foregoing distributed as a unit with the software; software for the processing of financial transactions via credit, debit, financial institution transactions and smart cards; computer hardware and software, namely for the development, maintenance and use of local and wide area computer networks; computer hardware and software platform for facilitating and administering payment, financial institution, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; computer software for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards, namely, electronic card readers, magnetically encoded card readers, smart card readers and systems for reading data in memories, namely, integrated circuit memories and financial institution card memories; downloadable electronic publications, namely, pamphlets, brochures, newsletters and magazines in the field of finance; computer printers for use with data processing and financial transactions; automatic tellers and cash machines for financial institutions; encoders and decoders; smart card information encoders and decoders, namely, those which transmit financial related information over computer networks, with or without the presence of a physical smart card; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; blank plastic cards bearing a magnetic strip and an integrated circuit chip; mechanisms for coin operated apparatus; cash registers; cash dispensing machines; vending machines; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''), namely, charge cards, financial institution transaction cards, credit cards, debit cards, payment cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded, prepaid all-purpose payment cards, integrated circuit enabled credit cards; financial institution cards namely printed financial institution cards and financial institution cards using magnetic memories and integrated circuit memories; security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards, namely, charge cards, financial institution cards, credit cards, debit cards, chip cards, stored value cards, identification cards with embedded chips and payment cards, all encoded; charge cards, financial institution transaction cards, credit cards, debit cards, chip cards, stored value cards, identification cards with embedded chips, payment cards and payment cards all encoded; financial institution cards, namely, printed financial institution cards and financial institution cards using magnetic memories and integrated circuit memories; electronic data carrier cards, namely, credit cards, debit cards, charge cards and prepaid cards with embedded chips; card readers, namely, magnetic coded card readers and electronic data carrier card readers, computer hardware, computer terminals; computer software designed to enable smart cards to interact with terminals and readers; electronic encryption units for magnetic coded card readers and electronic data carrier card readers; computer software enabling smart cards to interact with computer terminals and electronic card readers; computer software designed to enable smart cards to interact with terminals and readers; downloadable and pre-loaded software that allows users to access coupons, rebates, discounts, vouchers and special offers online via websites, by scanning coupons, rebates, discounts, vouchers and special offers from printed materials and by tapping on mobile phones and other mobile devices for NFC- enabled print or posters and sending such coupons, discounts, rebates, vouchers and special offers to mobile phones and other mobile telecommunications devices for redemption at retail or wholesale locations or virtual points of sale; computer chips embedded in telephones and other communication devices; telecommunications equipment, namely point of sale transaction terminals, electronic encryption units, computer hardware, computer terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, financial institution cards, credit cards, debit cards and payment cards, and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers. (2) Pamphlets, brochures, newsletters, decals, magazines, signs, labels, shelf danglers, tent cards, bill presenters and tip trays; paper, cardboard, goods made from these materials, printed matter, artists' materials, instructional and teaching material (except apparatus), and plastic materials for packaging, all namely advertising and promotional material for distribution by others in the promotion of their wares and services in the financial services industries, namely, brochures, leaflets, newsletters, print copies of advertisements, electronic image files for use in advertisements; bookbinding material; photographs; stationery, namely, pens, pencils, markers; adhesives for stationery or household purposes; paint brushes; typewriters; printers' type; printing blocks; printed publications and printed matter, namely, pamphlets, brochures, newspapers, journals and magazines, manuals, all in the fields of financial services, credit cards, debit cards, on-line retailing, telecommunications, mobile phones and mobile digital electronic devices; magazines. (1) Advertising services, namely advertising the wares and services of others; providing an online marketplace for corporate buyers and sellers of goods and/or services; providing online trade directory services for corporate buyers and sellers; interactive financial record-keeping services for corporate buyers and sellers for business and regulatory compliance purposes; promoting the goods and services of others by means of coupons, discounts, advertisements, rewards and incentives generated in connection with the use of credit, debit and payment cards through means of wireless networks, mobile telecommunications devices or global computer network, electronic links to merchant and retailer web sites, and through promotional contests and financial services, namely, payment card services; promoting public awareness of the importance of urban development, sustainable cities and smart city technologies; research services, namely, conducting public policy research in the fields of urban development, sustainable cities, smart city technologies, public transportation, economic growth, tourism, and digital payment solutions; business services, namely, formulation of best practices for implementation of smart city technologies and solutions; arranging and conducting business conferences in the field of urban development, sustainable cities, smart city technologies, public transportation, economic growth, tourism, and digital payment solutions and business networking events; promoting the sale of tickets of others in the nature of concerts and cultural events, namely, music concerts and sporting events through promotional contests and through a consumer loyalty program, and organization of expositions in the field of financial services; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement through means of wireless networks, mobile telecommunications devices or global computer network; administration of loyalty and rewards programs through means of wireless networks, mobile telecommunications devices or global computer network; advertising for others through means of wireless network, mobile telecommunications devices or a global computer network; business administration; providing information regarding purchase of goods and services on-line through means of the Internet and other computer networks; consulting services regarding market research services and developing marketing strategies and marketing concepts for others in the field of financial services, in particular credit, debit and payment card services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; bookkeeping; business management; Business management and advisory services; business management services; business consulting services in business leadership development and business management; business development services, namely, providing educational support and advice in the field of financial planning for new businesses of others; incubation services, namely, providing furnished and equipped office space to start-ups, emerging companies, and entrepreneurs; office functions, namely, secretarial and clerical services; commercial, industrial and business management assistance; commercial, industrial and business management assistance, namely, business management services, management of computerized databases, business management consulting services, risk management services, financial management; business appraisals; marketing studies; statistical information (business), namely the provision of statistical information concerning consumer purchasing patterns, tendencies and histories; preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information, namely processing of payments for purchases made electronically through computers, mobile phones and PDAs; computer database management; data processing and data verification services; computerized data storage and retrieval services for digital text, data, images, image, audio and video works; providing an on-line and mobile directory of information regarding merchants who accept contactless mobile payments and promote good and services through this channel; the provision of information and advisory services relation to all the aforesaid; research and development services provided to others in the field of credit, debit and payment cards, namely, market research services, consumer research, developing marketing strategies and marketing concepts for others, financial analysis and research, database design and development and website design; roadside assistance services (2) Credit card services; travelers cheque services namely, administration of issuance, redemption and processing of travelers cheques; financial services related to the issuance and use of bank-type cards; credit card, debit card, charge card, pre-paid card and stored value card services; financial institution and credit services; financial services, namely, transaction and payment processing services, namely, processing of credit card payments, processing of debit card payments, processing of prepaid card payments, payment verification services, namely, credit card verification, debit card verification, prepaid card verification, transaction reconciliation services, namely, reconciliation of electronic bill payments, reconciliation of electronic credit card payments, reconciliation of electronic debit card payments, payment card authorization services, payment clearance and settlement services, namely, arrangement of clearing and settlement of bill payments via global communications networks; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; financial services, namely, financial institution services, credit card services and credit account services, debit card services and debit account services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cheque verification, check cashing, deposit access and automated teller machine services, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce and electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, currency exchange services, financial assessment and risk management services for others in the field of consumer credit, cash disbursement services and transaction authorization and settlement services, namely, credit and loan services, credit inquiry and consultation services, payment card services, cheque cashing services, cash management services, credit card transaction processing services, cash and foreign exchange transactions, financial services, namely, debt settlement, and consolidated funds settlement; financial services, namely, online credit card, debit card and prepaid card payment and transaction processing and transmission of bills and payments; financial services, namely, the clearing and reconciling of electronic funds transfer for financial transactions via electronic communications networks; financial services, namely, the clearing, reconciling and electronic funds transfer for financial transactions via electronic communications networks; financial services in the nature of electronic authorization, processing, verification and management of credit card, debit card, prepaid card and electronic payment transactions via a global computer network; advisory services relating to all of the foregoing;electronic payments services; financial authentication services; authentication of credit card and debit cards; bill payment services; electronic bill payment services; electronic payment services; payment routing, clearing and settlement services; financial transfer and transaction services; financial services, namely facilitating the approving or declining of credit and debit card transactions; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services; payment services provided via computerized biometric authentication; financial risk management; financial risk management consultation; financial screening, verification and regulatory services; financial services to combat fraud; financial intelligence services; financial reporting; gathering and provision of financial, payment and consumer spend information and advice; financial database services; financial credit scoring services; provision of financial information; financial affairs and monetary affairs, namely, financial information, management and analysis services; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; providing credit card, debit card, charge card and stored value prepaid card services; providing financial network services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; dissemination of financial information via the Internet, a global computer network, and other computer networks, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; payer authentication services; authentication and verification services relating to payments or transfer of funds; electronic funds transfer services; financial information provided by electronic means; financial advisory services pertaining to security methodology involving the encryption of payment card numbers and financial data; financial advisory services pertaining to security methodology involving the identification and authentication of persons, namely, the encryption and authorization of payment card numbers and financial data; consulting services and deployment assistance relating to encryption of payment card numbers and related data; consulting services in the field of computer and financial services, namely, technical support services in the form of trouble shooting software problems in the field of online financial management, consulting services regarding financial management, namely, payment solutions, credit card, debit card, payment card and automatic teller machines services; consulting services involving technical and network consulting, namely research and development services provided to financial institutions in the field of credit, debit and payment cards, software customization, deployment assistance, namely, marketing services in the field of arranging for the distribution of the products of others all in the field of financial information security, secure network operations and data encryption and decoding services; industrial analysis and research services provided to financial institutions in the field of credit, debit and payment cards; consulting services relating to encryption of payment card numbers and financial data; consulting services in the field of biometric systems for the identification and authentication of persons; authentication and checking services in relation to biometric authentication, namely, in relation to payments or fund transfer; computerized biometric authentication services, including relating to secure payment services; investment services, namely, investment management; investment services, namely, real estate investment services, financial investments in the field of securities and commodities; fund investment services; stock investment management; investment services, namely, investment management in the field of urban development, development of sustainable cities and smart city technologies, public transportation, economic growth, tourism, and digital payment solutions; investment clubs; management of investments for clubs and societies; fundraising services and financial sponsorship services, namely, financial sponsorship of sporting events, entertainment events, namely, live musical concerts, live comedy shows, educational events, namely, seminars, workshops, and information sessions in the field of urban development, sustainable cities, smart city technologies, public transportation, economic growth, tourism, and digital payment solutions, cultural events, namely, theatrical, film, music, and dance performances and musicals, plays, festivals, art and museum exhibitions, and charitable events in the form of gala parties, athletic competitions, and fundraising campaigns; providing financial information and data in the fields of urban development, sustainable cities, smart city technologies, public transportation, economic growth, tourism, and digital payment solutions, advice and consultancy services in the field of urban development, smart city technologies, economic growth, and digital payment solutions; financial services, namely, providing emergency assistance services to travellers, namely, lost credit or debit card reporting, card replacement and cash advance services; providing online services for the registration, verification and authentication of personal identification and biometric information; venture capital funding services to emerging and start-up companies; incubation services, namely, providing financial support, namely, financial planning, providing financial information and providing financing for start-ups, emerging companies, and entrepreneurs; consulting services, namely, providing technical assistance in the establishment and operation of start-ups, emerging companies and entrepreneurs in the fields of financing services, private equity funds and debt fundraising; financial advisory services; payment processing services involving credit, debit or prepaid cards through use of a bar code, near field communications or location based services; financial analysis and consultation; purchase assurance services; extended warranty services, namely providing extended warranties on products purchased using a payment card; financial institution, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; pre-paid card and stored value card services, namely, credit card services, debit card services, charge card, and prepaid all-purpose payment card services; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; insurance services; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; verification of financial information; maintenance of financial records; remote payment services; automatic bill payment services; remote payment services; co-branding services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; value exchange services, namely, the secure exchange of value, namely, electronic cash, over computer networks accessible by means of smartcards; provision of financial services, in particular, the means for managing of financial institution accounts, payment of bills, transfer of funds, budgeting and tracking of spending, all over the telephone and by means of a global computer network and the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial services for the purchase of real estate, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial services relating to the sale of property, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; provision of information relating to real estate property; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, financial institution, credit card, debit card, payment card and automatic teller machine services; services for the provision of information from a computer-stored data bank or via the internet in the field of financial services; data repository services. (3) Telecommunication services, namely, a worldwide toll-free emergency telephone assistance service for travellers reporting lost or stolen credit or debit cards, and requesting replacement cards and cash advances; telecommunications services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; mobile telecommunication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; internet based telecommunication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; data communication services, namely processing and transmitting billing and remittance data for others over a global computer information network; data communication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; electronic transmission of data in the nature of machine readable code that is displayed on a mobile device display screen and transmitted over a global remote data processing network, namely, the internet; services for the transmission, provision or display of information from a computer-stored data bank or via the internet in the field of financial services; transmission of financial and non-financial data through the use of electronic image processing by mobile telephone link; electronic mail, message sending and receiving services; broadcasting services, namely, radio broadcasting, television broadcasting; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services; leasing access time to a computer database providing information in the field of financial services; broadcasting of advertisements by telecommunication, discount programs, incentive programs, and loyalty programs; dissemination of financial information via the internet and other computer networks. (4) Transport, namely, passenger air, rail and ship transportation, freight transportation by air, boat, rail and truck, air and railway transportation of goods, truck transport; packaging and storage of goods, namely, packaging of articles for transportation, merchandise packaging, leasing of storage space, warehouse storage services; travel arrangement; tourist information and travel services, organization and management of tours and provision of transportation information; booking agency services; ticket reservation services; agency services for arranging the rental of cars; provision of information relating to travel and transport; arranging and booking of holidays, excursions and visits; air transportation services for passengers and goods and air transportation ticketing services; arranging airline tickets, cruise tickets and train tickets; escorting of travelers and their luggage; tourist offices; travel agency services; namely, making reservations and bookings for transportation; air transportation for passengers and goods; tour guide services; car rental services; advisory and consultancy relating to all the aforesaid; arranging travel tours as a bonus program and as a concierge service for credit card customers including provision of information relating thereto, all provided on-line from a global computer database and the Internet; computerized reservation services for travel; provision of travel information by computer; collation of data relating to travel. (5) Entertainment and educational services, namely, providing entertainment information on music and the music industry via a global computer network; provision of information relating to live performances, road shows, live stage events, theatrical performances, live music concerts and audience participation in such events, providing an internet website portal in the field of music. (6) Providing a web-based electronic financial platform for corporate buyers and sellers, namely, computer software for the provision of an online marketplace, transaction and payment processing services, namely, credit card transaction processing services, debit card transaction processing services, prepaid card transaction processing services, electronic processing and transmission of bill payment data, business invoicing services, financial record-keeping, management of trade directories, management of identity and compliance data, and management of financial data; providing an online platform, namely, providing a website featuring technological information in the field of technology solutions for use in urban development, sustainable cities and smart cities and technological information on how to implement technology solutions in sustainable cities and smart cities; technological consultation in the field of smart city technology; research, design and development of computer software, computer hardware, and computer systems in the fields of smart city technologies, namely, the integration of information technology and communications technologies and the provision of 'Internet of things' consulting in a secure manner to manage a community's assets to improve city services, retail development, telecommunications, infrastructure, transportation, security, environmental issues, digital payments, financial inclusion and urban planning; development of voluntary standards for smart city technologies; providing technological information on computer technology and programming in the field of urban economic development, sustainable city and smart city technology innovations, namely, the integration of information technology and communications technologies and the provision of 'Internet of things' consulting in a secure manner to manage a community's assets to improve city services, retail development, telecommunications, infrastructure, transportation, security, environmental issues, digital payments, financial inclusion and urban planning; think tank services, namely, providing new ideas and concepts in the field of technology solutions in the field of urban development, sustainable cities, smart cities, public transportation, economic growth, tourism and digital payment solutions or others; design, development, maintenance and update of computer hardware and software; design, development, maintenance and update of computer software in relation to fraud detection for enhancing security on credit cards, fraud detection for making, processing and completing payments online or over a telecommunications network, anti-hacking software, making, processing and completing payments online or over a telecommunications network, biometric systems for the identification and authentication of persons and facial recognition for the identification and authentication of persons, and scientific and technological services and research and design relating thereto; information technology services; software services, namely, computer software consultancy, design, development and implementation of software, developing and updating computer software and installation, maintenance and repair of computer software; software as a service provider in the field of providing customer relations management; software as a service in relation to the biometric identification and authentication of persons; software as a service in relation to the computerized authentication of individuals via biometric authentication, namely, via fingerprint, voice recognition, iris and facial recognition, namely, in relation to financial transactions; software as a service in relation to electronic funds transfer processing, authentication processes, biometric authentication, secure communication and data encryption and decryption; hosting services; application service provider (ASP) services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; development, design, implementation, control, analysis and consulting services relating to computer software and hardware and systems, namely, for authentication and identification of persons, namely, for the process of financial transactions and payments of any kind; encryption, decryption and authentication of information and data, relating in particular to biometric authentication of individuals during the process of electronic payments and transactions; data mapping in the financial sector; monitoring of computer systems for security purposes; authentication of information, messages and data, namely, identity authentication and verification, digital signature authentication services for authentication of others, namely, data encryption and data integrity, providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; information, advisory and consultancy services relating to all the aforesaid services; computer hardware and software consulting services; consulting services involving technical and network consulting, software customization, deployment assistance, all of the foregoing relating to information security, secure communications and data encryption and decryption; computer network security and management services; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; computer programming; computer programming; support and consultation services for managing computer systems, databases and applications; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data storage retrieval services; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks. (7) Fraud and identity theft protection services; fraud protection and detection services in the field of payment cards; computerized fraud detection and evaluation services, involving the provision of information to financial institutions to access data from payment card transactions for fraudulent uses; identity verification; identity validation services; electronic monitoring services for security purposes; fraud detection services in the field of payment cards for in-store and on-line purchasing; investigation and surveillance services relating to credit and debit card fraud; investigation and surveillance services for the purposes of detecting and protecting against identity theft; fraud and identity theft detection and prevention services, namely, monitoring of consumer personal information and financial information to detect and prevent fraud and identity theft; fraud and identity theft services, namely, personal information and financial identity monitoring; monitoring the internet and public records to facilitate the detection of and prevention of identity theft and fraud; providing services to individuals and financial institutions to address identity restoration and security after identity theft or fraud; authentication of identity to reduce fraud in payment card transactions; information, advisory and consultancy services relating to all the aforesaid services; legal referral services.

Produits et services

(1) Financial services, namely credit card services; providing credit card, debit card, charge card and stored value prepaid card services; electronic wallet services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, for use through hand-held units, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, namely cash disbursement authorization and processing services, and transaction authorization and settlement services; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies over a computer network; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in virtual currencies over a computer network; issuance of radio frequency identification [RFID] credit cards and debit cards; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; bill payment services provided through a website; on-line banking services and online bill and fee payment services; financial services, namely payment card services, provided by means of a global computer network or the internet

Produits et services

(1) Financial services, namely credit card services; providing credit card, debit card, charge card and stored value prepaid card services; electronic wallet services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, for use through hand-held units, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, namely cash disbursement authorization and processing services, and transaction authorization and settlement services; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies over a computer network; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in virtual currencies over a computer network; issuance of radio frequency identification [RFID] credit cards and debit cards; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; bill payment services provided through a website; on-line banking services and online bill and fee payment services; financial services, namely payment card services, provided by means of a global computer network or the internet

Produits et services

(1) Administration of consumer loyalty programs, including as provided through a website or a downloadable mobile phone application; promoting the sale of goods and services through a consumer loyalty program; credit card reward program services (2) Financial services, namely, payment card services; credit card and debit card services; electronic payments services, namely, transaction authorization and settlement services

Produits et services

(1) Platform as a service (PaaS) featuring computer software platforms for use in the field of computer technology solutions, design, development, maintenance and update of computer hardware and software, computer hardware and software consulting services, consulting services in the fields of computer programming, security of financial computer networks, security of software for data processing, secure communications, data encryption and decryption and local area network security, providing information over a global computer network in the fields of design and development of computer software, computer hardware, computer networks for the financial industry and local area networks, processing of financial data and payment card verification services, cloud computing enabling file storage and retrieval of financial data, financial data and client profile information warehousing services, information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) Customer self-service electronic checkout stations for point of sale. (1) Retail buying service utilizing software applications to facilitate purchasing and payment for in-store buying; promoting the goods and services of others by means of coupons, discounts, advertisements, rewards and incentives generated in connection with the use of credit and debit cards. (2) Financial services, namely, credit card transaction processing services, debit card transaction processing services; payment processing services; payment verification services; payment card transaction authorization and settlement services; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; dissemination of financial information and electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, credit cards, debit cards, and payment cards. (3) Software as a service (SaaS) services featuring software for use in providing retail store and ordering services; Software as a service (SaaS) services, featuring software for capturing, tracking, and processing transactions between consumers and stores; Software as a service (SaaS) services featuring software for authenticating user identification, retail management software, data synchronization software, payment software, order fulfillment management and purchase management, and point of sale (POS) software.

Produits et services

(1) Macarons; chocolates; pastries; cookies; muffins; pies; cupcakes; cakes; breads

Produits et services

(1) Promoting the goods and services of others through the distribution of printed materials and advertisements; Advertising the goods and services of others through all public communication means; Promoting viewership and the sale of tickets for cultural events, charitable events, and special events of others, namely, concerts, sporting events, music festivals, film festivals, music award shows, movie award shows by means of coupons, discount cards, advertisements, rewards and incentives generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; Promoting viewership and the sale of tickets for cultural events, charitable events, and special events of others, namely, concerts, sporting events, music festivals, film festivals, music award shows, movie award shows through telecommunication networks; Promoting the sale of goods and services by awarding purchase points for credit card use (2) Promoting the sale of the goods and services of others through the distribution of printed materials, electronic special offers and promotional contests provided over the internet; administration of promotional contests and incentive award programs to promote the sale of products and services of others

Produits et services

(1) Providing an online marketplace for corporate buyers and sellers of goods and/or services; providing online trade directory services for corporate buyers and sellers; interactive financial record-keeping services for corporate buyers and sellers for business and regulatory compliance purposes. (2) Financial services, namely, transaction and payment processing services, namely, processing of credit card payments, processing of debit card payments, processing of prepaid card payments, payment verification services, namely, credit card verification, debit card verification, prepaid card verification, transaction reconciliation services, namely, reconciliation of electronic bill payments, reconciliation of electronic credit card payments, reconciliation of electronic debit card payments, payment card authorization services, payment clearance and settlement services, namely, arrangement of clearing and settlement of bill payments via global communications networks (3) Providing a web-based electronic financial platform for corporate buyers and sellers, namely, computer software for the provision of an online marketplace, transaction and payment processing services, namely, credit card transaction processing services, debit card transaction processing services, prepaid card transaction processing services, electronic processing and transmission of bill payment data, business invoicing services, financial record-keeping, management of trade directories, management of identity and compliance data, and management of financial data

Produits et services

(1) Promoting public awareness of the importance of urban development, sustainable cities and smart city technologies; research services, namely, conducting public policy research in the fields of urban development, sustainable cities, smart city technologies, public transportation, economic growth, tourism, and digital payment solutions; business services, namely, formulation of best practices for implementation of smart city technologies and solutions; arranging and conducting business conferences in the field of urban development, sustainable cities, smart city technologies, public transportation, economic growth, tourism, and digital payment solutions and business networking events (2) Investment services, namely, investment management; investment services, namely, real estate investment services, financial investments in the field of securities and commodities; fund investment services; stock investment management; investment services, namely, investment management in the field of urban development, development of sustainable cities and smart city technologies, public transportation, economic growth, tourism, and digital payment solutions; investment clubs; management of investments for clubs and societies; fundraising services and financial sponsorship services, namely, financial sponsorship of sporting events, entertainment events, namely, live musical concerts, live comedy shows, educational events, namely, seminars, workshops, and information sessions in the field of urban development, sustainable cities, smart city technologies, public transportation, economic growth, tourism, and digital payment solutions, cultural events, namely, theatrical, film, music, and dance performances and musicals, plays, festivals, art and museum exhibitions, and charitable events in the form of gala parties, athletic competitions, and fundraising campaigns; providing financial information and data in the fields of urban development, sustainable cities, smart city technologies, public transportation, economic growth, tourism, and digital payment solutions, advice and consultancy services in the field of urban development, smart city technologies, economic growth, and digital payment solutions (3) Providing an online platform, namely, providing a website featuring technological information in the field of technology solutions for use in urban development, sustainable cities and smart cities and technological information on how to implement technology solutions in sustainable cities and smart cities; technological consultation in the field of smart city technology; research, design and development of computer software, computer hardware, and computer systems in the fields of smart city technologies, namely, the integration of information technology and communications technologies and the provision of 'Internet of things' consulting in a secure manner to manage a community's assets to improve city services, retail development, telecommunications, infrastructure, transportation, security, environmental issues, digital payments, financial inclusion and urban planning; development of voluntary standards for smart city technologies; providing technological information on computer technology and programming in the field of urban economic development, sustainable city and smart city technology innovations, namely, the integration of information technology and communications technologies and the provision of 'Internet of things' consulting in a secure manner to manage a community's assets to improve city services, retail development, telecommunications, infrastructure, transportation, security, environmental issues, digital payments, financial inclusion and urban planning; think tank services, namely, providing new ideas and concepts in the field of technology solutions in the field of urban development, sustainable cities, smart cities, public transportation, economic growth, tourism and digital payment solutions or others

Produits et services

(1) Electronic bill payment; financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services; financial services, namely cash disbursement, cheque verification, cheque cashing, deposit access and automated teller machine services, debit and credit card transaction authorization and settlement services, transaction reconciliation, namely, reconciliation of electronic bill payments, credit card payments and debit card payments, cash management, consolidated funds settlement; financial services, namely consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and electronic funds transfer in the field of payment cards, electronic payment processing services; financial services, namely, bill payment, credit card payment and debit card payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce; financial services, namely electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; financial information rendered by computer by means of a secure information computer network and advisory services, namely, financial planning and investment advisory services, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, credit card, debit card and gift card payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; insurance services; financial affairs and monetary affairs, namely, financial management and analysis services; financial institution and credit services, namely, providing credit card and debit card services; providing credit card, debit card, charge card and stored value prepaid card services; payment card, credit card, debit card, charge card, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial payment transactions both online via a computer database, over the telephone, through wireless devices, namely, mobile phones and at point of sale; processing of debit and credit card transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial debt settlement and financial authorisation services, namely, credit and debit card verification in connection with the processing of financial payment transactions, namely, processing of credit card and debit card transactions online via the Internet through wireless devices, namely, tablet computers, mobile phones, smart phones; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; financial authentication services; payer authentication services, namely, provision of services relating to the authentication of cardholders, merchants and financial institutions for payment card transactions; verification of financial information, namely, providing financial institution account information by telephone; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services, namely, remote payment of money; stored value electronic purse services, providing electronic funds and currency transfer services, electronic bill payment, prepaid telephone calling card services, cash disbursement services, and debit card and credit card transaction authorisation and debt settlement services; provision of debit and credit services, namely, credit card and debit card services, electronic bill payment, and processing of credit card payments by means of radio frequency identification devices, namely, transponders; provision of debit and credit services, namely, credit card and debit card services, electronic bill payment, and processing of credit card payments by means of communication and telecommunication devices, namely, cellular phones, mobile phones, smart phones, tablet computers; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; processing of credit and debit transactions by telephone and telecommunication link by means of a global computer network and the Internet; the provision of financial services for the support of retail services provided on-line, through networks and other electronic means using electronically digitised information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; value exchange services, namely, secure electronic cash transactions over computer networks accessible by means of smartcards; bill payment services provided through a website; processing of financial transactions on-line, namely, credit card and debit card transaction processing services; financial management services provided over the telephone and by means of a global computer network and the Internet; provision of financial management services by means of a global computer network and the Internet; real estate agency services; real estate management services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; ; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services in the field of real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information in the field of the real estate market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding electronic bill payment, credit card payment and debit card payment solutions, financial institution credit card and debit card payment transactions, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank and via the Internet in the field of financial management services, clearing and reconciling financial debit and credit card payment transactions via global communications networks; financial services, namely, providing a wide range of information and data analysis to financial institutions by electronic means in the nature of credit and debit cards, namely, cardholder spending, credit card fraud, risk management, terminated merchants, reporting of credit card transaction chargebacks, credit card transaction retrievals and credit card transaction exceptions; providing electronic processing of electronic funds transfer, automated clearing house payment, credit card, debit card, electronic cheque acceptance services and electronic bill payments via a global computer network (2) Providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services (3) Providing scientific and technological services, research and design services, namely creating, configuring, recording, customizing, integrating computer software for the use in the field of financial management, accounting, investment management, business and record management; industrial analysis and research services provided to others in the field of credit, debit and payment cards; design and development of computer hardware and software; computer hardware and software consulting services; software services, namely, computer software consultancy, design, development and implementation of software, developing and updating computer software and installation, maintenance and repair of computer software; software as a service (SaaS) provider in the field of providing customer relations management; software as a service (SaaS) provider in the field of software for small business accounting; providing temporary use of nondownloadable computer software for comparing and customizing benefits solutions and enhancements on credit and debit card programs; computer programming; technical support in the form of troubleshooting of computer hardware and software problems and monitoring global computer network systems and consultation services for managing computer systems, databases and applications; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, and links to websites; graphic design for the compilation of web pages on the internet; information relating to computer hardware and software provided on-line from a global computer network and the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, development of software for secure financial transactions via global computer networks, development and creation of computer programmes for data processing, development of software for secure network operations, data encryption and decryption and local area network security; electronic capture of invoices; providing online non-downloadable computer software for accounts payable invoicing and bill payment, credit card payment and debit card payment functions via a hosted, online service

Produits et services

(1) Computer hardware and software platform for use in facilitating and administering payment transactions by electronic means, namely, cash and foreign exchange transactions, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, namely, cash disbursement, transaction authentication, routing, authorization and debt settlement services, fraud detection and control, disaster recovery and encryption services (1) Business management and advisory services; business marketing consulting services; market research services; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs (2) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, namely, credit card transaction processing services, cash and foreign exchange transactions, debt settlement services, cash management, consolidated funds settlement, consolidated dispute processing, financial exchange of debit and credit card data between financial institutions and their customers, and related electronic credit and debit payment switching and payment gateway services, debt settlement and reconciliation, and electronic funds transfer services in the field of payment cards, electronic payment processing services, payment card transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, namely, financial information rendered by computer by means of a secure information computer network and advisory services, namely, transaction data in connection with the secure exchange of value generated by use of credit, debit or pre-paid cards, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; consulting services in the field of payment solutions, namely, credit card transactions, debit card transactions, charge card transactions and automatic teller machine transactions, cash and foreign exchange transactions, credit card, debit card, payment card and automatic teller machine services; tracking, analyzing, forecasting and reporting cardholder purchase behavior

Produits et services

(1) Lapel pins; tie clips (2) Pens, decals and stickers; stationery, namely writing paper and greeting cards; publications, namely magazines, books, booklets, newspapers, newsletters, brochures and pamphlets (3) Umbrellas (4) Coffee mugs (5) Clothing, namely jackets, t-shirts and golf shirts; caps (6) Stuffed toys; golf balls (1) Charitable fund raising services; providing funding to charities and community groups operated by others; providing financial assistance for others, namely, financing of loans to assist with payment for community services, social services, educational and cultural activities for charitable purposes; managing charitable endowments; investing and administering a pool of endowments funds for others established by individuals, families, business, and organizations; administrative services for current distribution funds, namely, administration of investment savings plans, financial trust administration, trustee services; administering a charitable community fund and provided grants for others from a charitable community fund; to give donations in the nature of eleemosynary services in the field of monetary donations, providing educational scholarships, providing educational bursaries and providing educational grants for charitable and educational purposes; receiving and maintaining a fund and funds for others used for charitable purposes and used to provide funds to other charitable organizations that are registered pursuant to the Income Tax Act (Canada) and which have similar charitable purposes to the applicant, namely, administration of investment savings plans, financial trust administration, trustee services, investment of charitable funds for others, fundraising services, collection of donations for charitable purposes; providing associations and other charitable associations and organizations with consultations in the field of charitable fundraising services; administrative services for planned giving and trusts, namely, financial trust planning, financial trust operations, financial trust administration, estate trust management, estate trust planning (2) Establishing, operating and providing programs and services for others in the nature of educational training programs and career counselling for career development to help children and youth to access education, understand and utilize computer technology and develop the career skills necessary to succeed in a diverse and global work force; establishing, operating and providing microfinance programs to financially disadvantaged persons and communities in order to economically enhance communities and develop entrepreneurs as a means to eradicate poverty and hunger; developing, organizing, conducting and providing microfinance programs, classes, seminars, conferences, resource materials and study materials to individuals, groups and organizations in the field of children and youth education and microfinance; publishing services in the field of books, brochures and pamphlets relating to charitable activities

Produits et services

(1) Lapel pins, tie clips (2) Pens, caps, decals and stickers; stationery, namely writing paper and greeting cards; publications, namely magazines, books, booklets, newspapers, newsletters, brochures and pamphlets (3) Umbrellas (4) Coffee mugs (5) Clothing, namely jackets, t-shirts and golf shirts (6) Stuffed toys; golf balls (1) Charitable fund raising services; providing funding to charities and community groups operated by others; providing financial assistance to assist with payment for community services, social services, educational and cultural activities for charitable purposes; managing charitable endowments; investing and administering a pool of endowments funds established by individuals, families, business, and organizations; administrative services for current distribution funds, namely, administration of investment savings plans, financial trust administration, trustee services; administrative services for planned giving and trusts, namely, financial trust planning, financial trust operations, financial trust administration, estate trust management, estate trust planning; administering a charitable community fund and provided grants from a charitable community fund; to establish, operate and provide microfinance programs to financially disadvantaged persons and communities in order to economically enhance communities and develop entrepreneurs as a means to eradicate poverty and hunger; to give donations in the nature of eleemosynary services in the field of monetary donations, providing educational scholarships, providing educational bursaries and providing educational grants for charitable and educational purposes; providing associations and other charitable associations and organizations with consultations in the field of charitable fundraising services (2) To establish, operate and provide programs and services in the nature of educational training programs and career counselling for career development to help children and youth to access education, understand and utilize technology and develop the career skills necessary to succeed in a diverse and global work force; to develop, organize, conduct and provide microfinance programs, classes, seminars, conferences, resource materials and study materials to individuals, groups and organizations in the field of children and youth education and microfinance; publishing services in the field of books, brochures and pamphlets relating to charitable activities

Produits et services

(1) Lapel pins, tie clips (2) Pens, pen caps, decals and stickers; stationery, namely writing paper and greeting cards; publications, namely magazines, books, booklets, newspapers, newsletters, brochures and pamphlets (3) Umbrellas (4) Coffee mugs (5) Clothing, namely jackets, t-shirts, golf shirts and caps (6) Stuffed toys; golf balls (1) Charitable fund raising services; providing funding to charities and community groups operated by others; providing financial assistance to assist with payment for community services, social services, educational and cultural activities for charitable purposes; managing charitable endowments; investing and administering a pool of endowments funds established by individuals, families, business, and organizations; administrative services for current distribution funds, namely, administration of investment savings plans, financial trust administration, trustee services; administrative services for planned giving and trusts, namely, financial trust planning, financial trust operations, financial trust administration, estate trust management, estate trust planning; administering a charitable community fund and provided grants from a charitable community fund; charitable services to establish, operate and provide microfinance programs to financially disadvantaged persons and communities in order to economically enhance communities and develop entrepreneurs as a means to eradicate poverty and hunger; to give donations in the nature of eleemosynary services in the field of monetary donations, providing educational scholarships, providing educational bursaries and providing educational grants for charitable and educational purposes; providing associations and other charitable associations and organizations with consultations in the field of charitable fundraising services (2) To establish, operate and provide programs and services in the nature of educational training programs and career counselling for career development to help children and youth to access education, understand and utilize technology and develop the career skills necessary to succeed in a diverse and global work force; education and training services to develop, organize, conduct and provide microfinance programs, classes, seminars, conferences, resource materials and study materials to individuals, groups and organizations in the field of children and youth education and microfinance; publishing services in the field of books, brochures and pamphlets relating to charitable activities

Produits et services

(1) Lapel pins, tie clips (2) Pens, decals and stickers; stationery, namely writing paper and greeting cards; publications, namely magazines, books, booklets, newspapers, newsletters, brochures and pamphlets (3) Umbrellas (4) Coffee mugs (5) Clothing, namely jackets, t-shirts and golf shirts; caps (6) Stuffed toys; golf balls (1) Charitable fund raising services; providing funding to charities and community groups operated by others; providing financial assistance for others, namely, financing of loans to assist with payment for community services, social services, educational and cultural activities for charitable purposes; managing charitable endowments; investing and administering a pool of endowments funds for others established by individuals, families, business, and organizations; administrative services for current distribution funds, namely, administration of investment savings plans, financial trust administration, trustee services; administering a charitable community fund and provided grants for others from a charitable community fund; to give donations in the nature of eleemosynary services in the field of monetary donations, providing educational scholarships, providing educational bursaries and providing educational grants for charitable and educational purposes; receiving and maintaining a fund and funds for others used for charitable purposes and used to provide funds to other charitable organizations that are registered pursuant to the Income Tax Act (Canada) and which have similar charitable purposes to the applicant, namely, administration of investment savings plans, financial trust administration, trustee services, investment of charitable funds for others, fundraising services, collection of donations for charitable purposes; providing associations and other charitable associations and organizations with consultations in the field of charitable fundraising services; administrative services for planned giving and trusts, namely, financial trust planning, financial trust operations, financial trust administration, estate trust management, estate trust planning (2) Establishing, operating and providing programs and services for others in the nature of educational training programs and career counselling for career development to help children and youth to access education, understand and utilize computer technology and develop the career skills necessary to succeed in a diverse and global work force; establishing, operating and providing microfinance programs to financially disadvantaged persons and communities in order to economically enhance communities and develop entrepreneurs as a means to eradicate poverty and hunger; developing, organizing, conducting and providing microfinance programs, classes, seminars, conferences, resource materials and study materials to individuals, groups and organizations in the field of children and youth education and microfinance; publishing services in the field of books, brochures and pamphlets relating to charitable activities

Produits et services

(1) Lapel pins; tie clips (2) Pens, decals and stickers; stationery, namely writing paper and greeting cards; publications, namely magazines, books, booklets, newspapers, newsletters, brochures and pamphlets (3) Umbrellas (4) Coffee mugs (5) Clothing, namely jackets, t-shirts and golf shirts; caps (6) Stuffed toys; golf balls (1) Charitable fund raising services; providing funding to charities and community groups operated by others; providing financial assistance for others, namely, financing of loans to assist with payment for community services, social services, educational and cultural activities for charitable purposes; managing charitable endowments; investing and administering a pool of endowments funds for others established by individuals, families, business, and organizations; administrative services for current distribution funds, namely, administration of investment savings plans, financial trust administration, trustee services; administering a charitable community fund and provided grants for others from a charitable community fund; to give donations in the nature of eleemosynary services in the field of monetary donations, providing educational scholarships, providing educational bursaries and providing educational grants for charitable and educational purposes; receiving and maintaining a fund and funds for others used for charitable purposes and used to provide funds to other charitable organizations that are registered pursuant to the Income Tax Act (Canada) and which have similar charitable purposes to the applicant, namely, administration of investment savings plans, financial trust administration, trustee services, investment of charitable funds for others, fundraising services, collection of donations for charitable purposes; providing associations and other charitable associations and organizations with consultations in the field of charitable fundraising services; administrative services for planned giving and trusts, namely, financial trust planning, financial trust operations, financial trust administration, estate trust management, estate trust planning (2) Establishing, operating and providing programs and services for others in the nature of educational training programs and career counselling for career development to help children and youth to access education, understand and utilize computer technology and develop the career skills necessary to succeed in a diverse and global work force; establishing, operating and providing microfinance programs to financially disadvantaged persons and communities in order to economically enhance communities and develop entrepreneurs as a means to eradicate poverty and hunger; developing, organizing, conducting and providing microfinance programs, classes, seminars, conferences, resource materials and study materials to individuals, groups and organizations in the field of children and youth education and microfinance; publishing services in the field of books, brochures and pamphlets relating to charitable activities

Produits et services

(1) Computer hardware and software platform for use in facilitating and administering payment transactions by electronic means, namely, financial institution transactions, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, namely, cash disbursement, transaction authentication, routing, authorization and debt settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data namely, sound and images, in the nature of, telecommunication equipment, namely, central processing units (processors), computer memory cards, boards and expansion modules, electronic notice boards, mobile handheld computers, namely, smartphones, tablet computers, pocket planners and personal digital assistants (PDA's), portable telephones, radio pagers, audio receivers and video receivers, transmitters of electronic signals, namely, telephone, video and radio transmitters, all for use in transmitting text messages and bill payment data, telecommunication apparatus and instruments for the electronic registration, transmission and reproduction of text and bill payment data, namely, central processing units, computer memory cards, electronic notice boards, portable telephones, personal digital assistants (PDAs), radio pagers, audio receivers and video receivers, transmitters of electronic signals, telephone transmitters; accounting machines, namely, calculators, electronic calculators, coin changers, coin counting and sorting machines, currency sorting machines; telecommunication and electrical apparatus and instruments, namely, computer hardware and software for tracking, management and analysis of financial accounts through electronic means via a global computer network; computer hardware and software for database management, namely, for the development, maintenance and for setting up and configuring of local and wide area computer networks; systems for reading memory cards, namely, electronic card readers, magnetically encoded card readers, smart card readers and systems for reading data in memories, namely, integrated circuit memories and financial institution transaction card microchips; downloadable electronic publications, namely, pamphlets, brochures, newsletters and magazines in the field of finance; printing apparatus, namely, printing apparatus for data processing systems and financial transaction systems, namely, computer printers, laser printers, automatic tellers, cash dispensing machines and automated cash machines for financial institutions; smart card encoders and decoders and smart card information encoders and decoders, namely, electronic machines for reading credit cards and recording financial operations, smart card readers, card reading equipment, card readers for magnetically encoded cards, credit card encoding machines, electronic card readers, magnetic card encoding machines, magnetic encoded card readers which transmit financial related information over computer networks, with or without the presence of a physical smart card; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and mobile telecommunications devices; computer hardware and data encryption software, namely, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval, namely, computer utility file storage programs and transmission of confidential customer account information used by individuals and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices, namely, chip card readers, bar code readers, magnetic coded card readers, magnetic encoded card readers, smart card readers; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''), namely, financial institution transaction cards, credit cards, debit cards, encoded prepaid credit cards, and encoded gift cards; security encoded cards, namely, encoded identity cards, encoded electronic chip cards for identifying particular users of computers and mobile phones, identification smartcards, and magnetically encoded credit cards, magnetically encoded debit cards, magnetically encoded gift cards containing programming used to secure electronic transmission of financial data and information; cards encoded with security features for authentication purposes, namely, smartcards and magnetically encoded credit cards, magnetically encoded debit cards, magnetically encoded gift cards containing programming used to secure electronic transmission of financial data and information; cards encoded with security features for identification purposes; hologram impregnated cards, namely, financial institution cards, credit cards, debit cards, microchip cards, identification cards with embedded chips, all encoded, encoded prepaid credit cards and encoded gift cards; electronic data carrier cards, namely, encoded financial institution transaction cards, encoded credit cards, encoded debit cards, encoded electronic chip cards for identifying particular users of computers and mobile phones, encoded gift cards, encoded prepaid credit cards; financial institution cards, namely, magnetically encoded financial institution cards and financial institution cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers; electronic data carrier card readers; electronic encryption units; computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries; radio frequency identification devices, namely, transponders; electronic verification apparatus for verifying authentication of charge cards, financial institution transaction cards, credit cards, debit cards and payment cards, namely, magnetically encoded and integrated circuit enabled card readers; cash dispensing machines (2) Printing apparatus, namely, printing apparatus for data processing systems and financial transaction systems, namely, printing blocks (1) Advertising the goods and services of others via electronic media and specifically the internet; business management; business administration; office functions, namely, word processing, photocopying and processing of invoices; advisory services for business management; business investigations, namely, conducting business and market research surveys for others, computerized market research services, consumer research services; presentation of goods on communication media for online and retail sale purposes, namely, promoting the goods of others through advertisements on Internet websites; price comparison services; organization of financial exhibitions for others for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior, namely, tracking spending habits and cash flow, purchase receipts tracking and categorization, and sharing and comparing financial information, namely, credit and debit card data and reports with others; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; commercial, industrial and business management assistance, namely, business management services, management of computerized databases, business management consulting services; business appraisals; marketing studies; preparation of statements of accounts; book-keeping; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; promoting the sale of tickets of others in the nature of concerts and cultural events, namely, music concerts and sporting events through promotional contests and through a consumer loyalty program, and organization of expositions in the field of financial services; organization of financial expositions for others having commercial or advertising purposes; advertising services, namely, advertising the goods and services of others in the field of transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing and tourism; providing information, namely, price comparison information, product reviews and discount information regarding the purchase of goods and services of others on-line through means of the Internet and other computer networks (2) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing; funds movement services, namely, electronic funds transfer in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports; electronic funds transfer and currency exchange services; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information, namely, credit and debit card data and reports with others via a global computer network; financial information, namely, credit and debit card data and reports with others rendered by computer by means of a secure information computer network and advisory services, namely, financial planning and investment advisory services, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; financial institution and credit services, namely, providing credit card and debit card services; financial institution services and credit card services, namely, providing payment card, credit card, debit card, charge card, cash disbursement, and stored value account deposit access services; cheque verification; processing of financial payment transactions on-line via a computer database, over the telephone, through wireless devices, namely, mobile phones and at point of sale; processing of debit and credit card transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial debt settlement and financial authorization services, namely, credit and debit card verification in connection with the processing of financial payment transactions, namely, processing of credit card and debit card transactions online via the Internet through wireless devices, namely, tablet computers, mobile phones, smart phones; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services, namely, authentication of persons in the field of secure payment card services; verification of financial information, namely, providing financial institution account information by telephone; maintenance of financial records; remote payment services, namely, payment gateway services, bill payment services provided through a website, electronic bill payment; stored value electronic purse services providing electronic bill payment services and debit and credit card transaction authorization and debt settlement services; provision of debit and credit services, namely credit card and debit card services by means of radio frequency identification devices (transponders); provision of debit and credit services, namely, credit card and debit card services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided online, through networks or other electronic means using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; value exchange services, namely, secure electronic cash transactions over computer networks accessible by means of smartcards; bill payment services provided through a website; financial management services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; commercial, industrial and business management assistance, namely, risk management services, financial management; financial records management, namely, financial management of reimbursement payments for others (3) Telecommunications services, namely, electronic transmission of data for payment services, namely bill payment data provided through wireless devices, namely, cell phones, tablet computers accessible via a global computer network, namely the Internet, local and wide area computer networks, cellular communication networks and wireless communication networks; electronic transmission of machine readable codes, namely, bar codes that are displayed on a mobile device display screen and transmitted over a global remote data processing network, namely, the Internet; providing multi-user access to a secure computerized information network for the transfer and dissemination of information in the field of financial services in the nature of financial payment information; office functions, namely, electronic mail services (4) Scientific and technological research services in the field of the design and development of computer hardware and software; conversion of data or documents from physical to electronic media; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices namely smart phones, chip cards and smart cards, in the field of financial payment services; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; computer and Internet related services, namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, development of software for secure financial transactions via global computer networks, development and creation of computer programmes for data processing, development of software for secure network operations, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, computer networks, and local area networks for use in the field of financial services, namely, credit card services, debit card services, cheque verification, bill payment, debt settlement, electronic payment services, and payment services provided via computerized biometric authentication; data processing and data verification services, namely, data decryption services, data encryption and decoding services, data migration services; data storage and retrieval services, namely, cloud computing provider services for general storage of data, cloud computing providing software for database management; payer authentication services, namely, computerized biometric identification; consulting services regarding computer software and hardware

Produits et services

(1) Computer hardware and software platform for use in facilitating and administering payment transactions by electronic means, namely, financial institution transactions, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, namely, cash disbursement, transaction authentication, routing, authorization and debt settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data namely, sound and images, in the nature of, telecommunication equipment, namely, central processing units (processors), computer memory cards, boards and expansion modules, electronic notice boards, mobile handheld computers, namely, smartphones, tablet computers, pocket planners and personal digital assistants (PDA's), portable telephones, radio pagers, audio receivers and video receivers, transmitters of electronic signals, namely, telephone, video and radio transmitters, all for use in transmitting text messages and bill payment data, telecommunication apparatus and instruments for the electronic registration, transmission and reproduction of text and bill payment data, namely, central processing units, computer memory cards, electronic notice boards, portable telephones, personal digital assistants (PDAs), radio pagers, audio receivers and video receivers, transmitters of electronic signals, telephone transmitters; accounting machines, namely, calculators, electronic calculators, coin changers, coin counting and sorting machines, currency sorting machines; telecommunication and electrical apparatus and instruments, namely, computer hardware and software for tracking, management and analysis of financial accounts through electronic means via a global computer network; computer hardware and software for database management, namely, for the development, maintenance and for setting up and configuring of local and wide area computer networks; systems for reading memory cards, namely, electronic card readers, magnetically encoded card readers, smart card readers and systems for reading data in memories, namely, integrated circuit memories and financial institution transaction card microchips; downloadable electronic publications, namely, pamphlets, brochures, newsletters and magazines in the field of finance; printing apparatus, namely, printing apparatus for data processing systems and financial transaction systems, namely, computer printers, laser printers, automatic tellers, cash dispensing machines and automated cash machines for financial institutions; smart card encoders and decoders and smart card information encoders and decoders, namely, electronic machines for reading credit cards and recording financial operations, smart card readers, card reading equipment, card readers for magnetically encoded cards, credit card encoding machines, electronic card readers, magnetic card encoding machines, magnetic encoded card readers which transmit financial related information over computer networks, with or without the presence of a physical smart card; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and mobile telecommunications devices; computer hardware and data encryption software, namely, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval, namely, computer utility file storage programs and transmission of confidential customer account information used by individuals and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices, namely, chip card readers, bar code readers, magnetic coded card readers, magnetic encoded card readers, smart card readers; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''), namely, financial institution transaction cards, credit cards, debit cards, encoded prepaid credit cards, and encoded gift cards; security encoded cards, namely, encoded identity cards, encoded electronic chip cards for identifying particular users of computers and mobile phones, identification smartcards, and magnetically encoded credit cards, magnetically encoded debit cards, magnetically encoded gift cards containing programming used to secure electronic transmission of financial data and information; cards encoded with security features for authentication purposes, namely, smartcards and magnetically encoded credit cards, magnetically encoded debit cards, magnetically encoded gift cards containing programming used to secure electronic transmission of financial data and information; cards encoded with security features for identification purposes; hologram impregnated cards, namely, financial institution cards, credit cards, debit cards, microchip cards, identification cards with embedded chips, all encoded, encoded prepaid credit cards and encoded gift cards; electronic data carrier cards, namely, encoded financial institution transaction cards, encoded credit cards, encoded debit cards, encoded electronic chip cards for identifying particular users of computers and mobile phones, encoded gift cards, encoded prepaid credit cards; financial institution cards, namely, magnetically encoded financial institution cards and financial institution cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers; electronic data carrier card readers; electronic encryption units; computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries; radio frequency identification devices, namely, transponders; electronic verification apparatus for verifying authentication of charge cards, financial institution transaction cards, credit cards, debit cards and payment cards, namely, magnetically encoded and integrated circuit enabled card readers; cash dispensing machines (2) Printing apparatus, namely, printing apparatus for data processing systems and financial transaction systems, namely, printing blocks (1) Advertising the goods and services of others via electronic media and specifically the internet; business management; business administration; office functions, namely, word processing, photocopying and processing of invoices; advisory services for business management; business investigations, namely, conducting business and market research surveys for others, computerized market research services, consumer research services; presentation of goods on communication media for online and retail sale purposes, namely, promoting the goods of others through advertisements on Internet websites; price comparison services; organization of financial exhibitions for others for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior, namely, tracking spending habits and cash flow, purchase receipts tracking and categorization, and sharing and comparing financial information, namely, credit and debit card data and reports with others; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; commercial, industrial and business management assistance, namely, business management services, management of computerized databases, business management consulting services; business appraisals; marketing studies; preparation of statements of accounts; book-keeping; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; promoting the sale of tickets of others in the nature of concerts and cultural events, namely, music concerts and sporting events through promotional contests and through a consumer loyalty program, and organization of expositions in the field of financial services; organization of financial expositions for others having commercial or advertising purposes; advertising services, namely, advertising the goods and services of others in the field of transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing and tourism; providing information, namely, price comparison information, product reviews and discount information regarding the purchase of goods and services of others on-line through means of the Internet and other computer networks (2) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing; funds movement services, namely, electronic funds transfer in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports; electronic funds transfer and currency exchange services; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information, namely, credit and debit card data and reports with others via a global computer network; financial information, namely, credit and debit card data and reports with others rendered by computer by means of a secure information computer network and advisory services, namely, financial planning and investment advisory services, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; financial institution and credit services, namely, providing credit card and debit card services; financial institution services and credit card services, namely, providing payment card, credit card, debit card, charge card, cash disbursement, and stored value account deposit access services; cheque verification; processing of financial payment transactions on-line via a computer database, over the telephone, through wireless devices, namely, mobile phones and at point of sale; processing of debit and credit card transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial debt settlement and financial authorization services, namely, credit and debit card verification in connection with the processing of financial payment transactions, namely, processing of credit card and debit card transactions online via the Internet through wireless devices, namely, tablet computers, mobile phones, smart phones; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services, namely, authentication of persons in the field of secure payment card services; verification of financial information, namely, providing financial institution account information by telephone; maintenance of financial records; remote payment services, namely, payment gateway services, bill payment services provided through a website, electronic bill payment; stored value electronic purse services providing electronic bill payment services and debit and credit card transaction authorization and debt settlement services; provision of debit and credit services, namely credit card and debit card services by means of radio frequency identification devices (transponders); provision of debit and credit services, namely, credit card and debit card services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided online, through networks or other electronic means using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; value exchange services, namely, secure electronic cash transactions over computer networks accessible by means of smartcards; bill payment services provided through a website; financial management services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; commercial, industrial and business management assistance, namely, risk management services, financial management; financial records management, namely, financial management of reimbursement payments for others (3) Telecommunications services, namely, electronic transmission of data for payment services, namely bill payment data provided through wireless devices, namely, cell phones, tablet computers accessible via a global computer network, namely the Internet, local and wide area computer networks, cellular communication networks and wireless communication networks; electronic transmission of machine readable codes, namely, bar codes that are displayed on a mobile device display screen and transmitted over a global remote data processing network, namely, the Internet; providing multi-user access to a secure computerized information network for the transfer and dissemination of information in the field of financial services in the nature of financial payment information; office functions, namely, electronic mail services (4) Scientific and technological research services in the field of the design and development of computer hardware and software; conversion of data or documents from physical to electronic media; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices namely smart phones, chip cards and smart cards, in the field of financial payment services; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; computer and Internet related services, namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, development of software for secure financial transactions via global computer networks, development and creation of computer programmes for data processing, development of software for secure network operations, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, computer networks, and local area networks for use in the field of financial services, namely, credit card services, debit card services, cheque verification, bill payment, debt settlement, electronic payment services, and payment services provided via computerized biometric authentication; data processing and data verification services, namely, data decryption services, data encryption and decoding services, data migration services; data storage and retrieval services, namely, cloud computing provider services for general storage of data, cloud computing providing software for database management; payer authentication services, namely, computerized biometric identification; consulting services regarding computer software and hardware

Produits et services

(1) Computer hardware and software platform for use in facilitating and administering payment transactions by electronic means, namely, financial institution transactions, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, namely, cash disbursement, transaction authentication, routing, authorization and debt settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data namely, sound and images, in the nature of, telecommunication equipment, namely, central processing units (processors), computer memory cards, boards and expansion modules, electronic notice boards, mobile handheld computers, namely, smartphones, tablet computers, pocket planners and personal digital assistants (PDA's), portable telephones, radio pagers, audio receivers and video receivers, transmitters of electronic signals, namely, telephone, video and radio transmitters, all for use in transmitting text messages and bill payment data, telecommunication apparatus and instruments for the electronic registration, transmission and reproduction of text and bill payment data, namely, central processing units, computer memory cards, electronic notice boards, portable telephones, personal digital assistants (PDAs), radio pagers, audio receivers and video receivers, transmitters of electronic signals, telephone transmitters; accounting machines, namely, calculators, electronic calculators, coin changers, coin counting and sorting machines, currency sorting machines; telecommunication and electrical apparatus and instruments, namely, computer hardware and software for tracking, management and analysis of financial accounts through electronic means via a global computer network; computer hardware and software for database management, namely, for the development, maintenance and for setting up and configuring of local and wide area computer networks; systems for reading memory cards, namely, electronic card readers, magnetically encoded card readers, smart card readers and systems for reading data in memories, namely, integrated circuit memories and financial institution transaction card microchips; downloadable electronic publications, namely, pamphlets, brochures, newsletters and magazines in the field of finance; printing apparatus, namely, printing apparatus for data processing systems and financial transaction systems, namely, computer printers, laser printers, automatic tellers, cash dispensing machines and automated cash machines for financial institutions; smart card encoders and decoders and smart card information encoders and decoders, namely, electronic machines for reading credit cards and recording financial operations, smart card readers, card reading equipment, card readers for magnetically encoded cards, credit card encoding machines, electronic card readers, magnetic card encoding machines, magnetic encoded card readers which transmit financial related information over computer networks, with or without the presence of a physical smart card; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and mobile telecommunications devices; computer hardware and data encryption software, namely, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval, namely, computer utility file storage programs and transmission of confidential customer account information used by individuals and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices, namely, chip card readers, bar code readers, magnetic coded card readers, magnetic encoded card readers, smart card readers; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''), namely, financial institution transaction cards, credit cards, debit cards, encoded prepaid credit cards, and encoded gift cards; security encoded cards, namely, encoded identity cards, encoded electronic chip cards for identifying particular users of computers and mobile phones, identification smartcards, and magnetically encoded credit cards, magnetically encoded debit cards, magnetically encoded gift cards containing programming used to secure electronic transmission of financial data and information; cards encoded with security features for authentication purposes, namely, smartcards and magnetically encoded credit cards, magnetically encoded debit cards, magnetically encoded gift cards containing programming used to secure electronic transmission of financial data and information; cards encoded with security features for identification purposes; hologram impregnated cards, namely, financial institution cards, credit cards, debit cards, microchip cards, identification cards with embedded chips, all encoded, encoded prepaid credit cards and encoded gift cards; electronic data carrier cards, namely, encoded financial institution transaction cards, encoded credit cards, encoded debit cards, encoded electronic chip cards for identifying particular users of computers and mobile phones, encoded gift cards, encoded prepaid credit cards; financial institution cards, namely, magnetically encoded financial institution cards and financial institution cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers; electronic data carrier card readers; electronic encryption units; computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries; radio frequency identification devices, namely, transponders; electronic verification apparatus for verifying authentication of charge cards, financial institution transaction cards, credit cards, debit cards and payment cards, namely, magnetically encoded and integrated circuit enabled card readers; cash dispensing machines (2) Printing apparatus, namely, printing apparatus for data processing systems and financial transaction systems, namely, printing blocks (1) Advertising the goods and services of others via electronic media and specifically the internet; business management; business administration; office functions, namely, word processing, photocopying and processing of invoices; advisory services for business management; business investigations, namely, conducting business and market research surveys for others, computerized market research services, consumer research services; presentation of goods on communication media for online and retail sale purposes, namely, promoting the goods of others through advertisements on Internet websites; price comparison services; organization of financial exhibitions for others for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior, namely, tracking spending habits and cash flow, purchase receipts tracking and categorization, and sharing and comparing financial information, namely, credit and debit card data and reports with others; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; commercial, industrial and business management assistance, namely, business management services, management of computerized databases, business management consulting services; business appraisals; marketing studies; preparation of statements of accounts; book-keeping; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; promoting the sale of tickets of others in the nature of concerts and cultural events, namely, music concerts and sporting events through promotional contests and through a consumer loyalty program, and organization of expositions in the field of financial services; organization of financial expositions for others having commercial or advertising purposes; advertising services, namely, advertising the goods and services of others in the field of transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing and tourism; providing information, namely, price comparison information, product reviews and discount information regarding the purchase of goods and services of others on-line through means of the Internet and other computer networks (2) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing; funds movement services, namely, electronic funds transfer in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports; electronic funds transfer and currency exchange services; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information, namely, credit and debit card data and reports with others via a global computer network; financial information, namely, credit and debit card data and reports with others rendered by computer by means of a secure information computer network and advisory services, namely, financial planning and investment advisory services, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; financial institution and credit services, namely, providing credit card and debit card services; financial institution services and credit card services, namely, providing payment card, credit card, debit card, charge card, cash disbursement, and stored value account deposit access services; cheque verification; processing of financial payment transactions on-line via a computer database, over the telephone, through wireless devices, namely, mobile phones and at point of sale; processing of debit and credit card transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial debt settlement and financial authorization services, namely, credit and debit card verification in connection with the processing of financial payment transactions, namely, processing of credit card and debit card transactions online via the Internet through wireless devices, namely, tablet computers, mobile phones, smart phones; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services, namely, authentication of persons in the field of secure payment card services; verification of financial information, namely, providing financial institution account information by telephone; maintenance of financial records; remote payment services, namely, payment gateway services, bill payment services provided through a website, electronic bill payment; stored value electronic purse services providing electronic bill payment services and debit and credit card transaction authorization and debt settlement services; provision of debit and credit services, namely credit card and debit card services by means of radio frequency identification devices (transponders); provision of debit and credit services, namely, credit card and debit card services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided online, through networks or other electronic means using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; value exchange services, namely, secure electronic cash transactions over computer networks accessible by means of smartcards; bill payment services provided through a website; financial management services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; commercial, industrial and business management assistance, namely, risk management services, financial management; financial records management, namely, financial management of reimbursement payments for others (3) Telecommunications services, namely, electronic transmission of data for payment services, namely bill payment data provided through wireless devices, namely, cell phones, tablet computers accessible via a global computer network, namely the Internet, local and wide area computer networks, cellular communication networks and wireless communication networks; electronic transmission of machine readable codes, namely, bar codes that are displayed on a mobile device display screen and transmitted over a global remote data processing network, namely, the Internet; providing multi-user access to a secure computerized information network for the transfer and dissemination of information in the field of financial services in the nature of financial payment information; office functions, namely, electronic mail services (4) Scientific and technological research services in the field of the design and development of computer hardware and software; conversion of data or documents from physical to electronic media; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices namely smart phones, chip cards and smart cards, in the field of financial payment services; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; computer and Internet related services, namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, development of software for secure financial transactions via global computer networks, development and creation of computer programmes for data processing, development of software for secure network operations, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, computer networks, and local area networks for use in the field of financial services, namely, credit card services, debit card services, cheque verification, bill payment, debt settlement, electronic payment services, and payment services provided via computerized biometric authentication; data processing and data verification services, namely, data decryption services, data encryption and decoding services, data migration services; data storage and retrieval services, namely, cloud computing provider services for general storage of data, cloud computing providing software for database management; payer authentication services, namely, computerized biometric identification; consulting services regarding computer software and hardware

Produits et services

(1) Computer hardware and peripherals, namely, hard disk drives, external computer hard drives, USB flash drives, monitors; computer software for encrypting and protecting the integrity of financial data and electronic communications over computer networks for use by individuals and financial institutions and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for implementing encryption, authentication, access control and firewall for authentication purposes within computer networks and through external connections, namely, point of sale terminals, card readers and computers and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for biometric systems for the identification and authentication of persons; computer software for implementing security methodology involving encryption of payment card numbers and financial data and electronic transmission over computer networks and user manuals and guides for all of the foregoing distributed as a unit with the software (1) Financial services, namely, credit card services, debit card services and debit account services; electronic funds transfer services; and financial information provided by electronic means; financial advisory services pertaining to security methodology involving the encryption of payment card numbers and financial data; financial advisory services pertaining to security methodology involving the identification and authentication of persons, namely, the encryption and authorization of payment card numbers and financial data; consulting services in the field of computer and financial services, namely, technical support services in the form of trouble shooting software problems in the field of online financial management, consulting services regarding financial management, namely, payment solutions, credit card, debit card, payment card and automatic teller machines services; consulting services involving technical and network consulting, namely research and development services provided to financial institutions in the field of credit, debit and payment cards, software customization, deployment assistance, namely, marketing services in the field of arranging for the distribution of the products of others all in the field of financial information security, secure network operations and data encryption and decoding services; consulting services relating to encryption of payment card numbers and financial data; computer network security and management services; consulting services in the field of biometric systems for the identification and authentication of persons

Produits et services

(1) Financial services, namely, providing emergency assistance services to travellers, namely, lost credit or debit card reporting, card replacement and cash advance services; and telecommunication services, namely, a worldwide toll-free emergency telephone assistance service for travellers reporting lost or stolen credit or debit cards, and requesting replacement cards and cash advances

Produits et services

(1) Electronic data carriers in the form of magnetically encoded cards, namely, magnetically encoded credit cards, magnetically encoded debit cards; forms, periodicals and cards namely, credit, debit and charge cards; pamphlets, brochures, newsletters, decals and magazines. (1) Credit, debit and charge card services, cash disbursement services and transaction authorization and settlement services, namely, credit and debit card services, charge card services, credit and loan services, credit inquiry and consultation services, payment card services, cheque cashing services, cash management services, credit card transaction processing services, cash and foreign exchange transactions, financial services, namely, debt settlement.

Produits et services

(1) Promoting the goods and services of others by means of coupons, discounts, advertisements, rewards and incentives generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contest' and 'financial services, namely, payment card services; credit card and debit card services; electronic payments services, namely, transaction authorization and settlement services

Produits et services

(1) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; financial authentication services; authentication of credit card and debit cards; bill payment services; electronic payment services; payment processing services; payment routing, clearing and settlement services; financial transfer and transaction services; financial services, namely facilitating the approving or declining of credit and debit card transactions; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services; payment services provided via computerized biometric authentication; financial risk management; financial screening, verification and regulatory services; financial services to combat fraud; financial intelligence services; financial reporting; gathering and provision of financial, payment and consumer spend information and advice; credit card services, debit card services; debit and credit account services; electronic funds transfer services; financial database services; financial credit scoring services; providing financial information; provision of financial information; financial risk management consultation; financial affairs and monetary affairs, namely, financial information, management and analysis services; providing financial network services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; credit and debit card authorization services; authentication and verification services relating to payments or transfer of funds; information, advisory and consultancy services relating to all the aforesaid services (2) Design, development, maintenance and update of computer software in relation to fraud detection for enhancing security on credit cards, fraud detection for making, processing and completing payments online or over a telecommunications network, anti-hacking software, making, processing and completing payments online or over a telecommunications network, biometric systems for the identification and authentication of persons and facial recognition for the identification and authentication of persons; scientific and technological services and research and design relating thereto; information technology services; software services, namely, computer software consultancy, design, development and implementation of software, developing and updating computer software and installation, maintenance and repair of computer software; software as a service provider in the field of providing customer relations management; authentication and checking services in relation to biometric authentication, namely, in relation to payments or fund transfer; computerized biometric authentication services, namely, relating to secure payment services; software as a service in relation to the biometric identification and authentication of persons; software as a service in relation to the computerized authentication of individuals via biometric authentication, namely, via fingerprint, voice recognition, iris and facial recognition, namely, in relation to financial transactions; software as a service in relation to electronic funds transfer processing, authentication processes, biometric authentication, secure communication and data encryption and decryption; hosting services; application service provider (ASP) services; providing online services for the registration, verification and authentication of personal identification and biometric information; design and development of computer hardware and software; development, design, control, analysis and consulting services relating to computer software and hardware and systems, namely, for authentication and identification of persons, namely, for the process of financial transactions and payments of any kind; encryption, decryption and authentication of information and data, relating in particular to biometric authentication of individuals during the process of electronic payments and transactions; data mapping in the financial sector; monitoring of computer systems for security purposes; information, advisory and consultancy services relating to all the aforesaid services (3) Consulting services in the field of computer and financial services; consulting services involving technical and network consulting, software customization, deployment assistance, all of the foregoing relating to information security, secure communications and data encryption and decryption; consulting services relating to encryption of payment card numbers and related data; computer network security and management services; consulting services in the field of biometric systems for the identification and authentication of persons; Fraud protection and detection services in the field of payment cards; computerized fraud detection and evaluation services, involving the provision of information to financial institutions to access data from payment card transactions for fraudulent uses; identity verification; identity validation services; electronic monitoring services for security purposes; fraud detection services in the field of payment cards for in-store and on-line purchasing; investigation and surveillance services relating to credit and debit card fraud; fraud and identity theft services, namely, personal information and financial identity monitoring; monitoring the internet and public records to facilitate the detection of and prevention of identity theft and fraud; providing services to individuals and financial institutions to address identity restoration and security after identity theft or fraud; authentication of identity to reduce fraud in payment card transactions; information, advisory and consultancy services relating to all the aforesaid services

Produits et services

(1) (a) financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; financial authentication services, namely, payment authentication services, payer authentication services; authentication of credit card and debit cards; authentication of identity to reduce fraud in payment card transactions; bill payment services, electronic bill payment services, payment processing services, payment routing, clearing and settlement services; financial transfer and transaction services; financial services, namely facilitating the approving or declining of credit and debit card transactions; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services; payment services provided via computerized biometric authentication; financial risk management; financial screening, verification and regulatory services, namely, cheque verification services, verification of financial information; data mapping in the financial sector; financial services to combat fraud; financial intelligence services; financial reporting; gathering and provision of financial, payment and consumer spend information and advice; financial reporting; financial intelligence services; credit card services, debit card services, debit and credit account services; electronic funds transfer services; financial database services; (b) authentication of information, messages and data, namely, identity authentication and verification, digital signature authentication services for authentication of others, namely, data encryption and data integrity, providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; information technology services, namely, research and development services provided to financial institutions in the field of credit, debit and payment cards, market research services, developing marketing strategies and marketing concepts for others; industrial analysis and research services provided to financial institutions in the field of credit, debit and payment cards; software as a service (SAAS) provider in the field of providing customer relations management; authentication and checking services in relation to biometric authentication, including in relation to payments or fund transfer; computerized biometric authentication services, including relating to secure payment services; software as a service in relation to the electronic funds transfer processing, authentication processes, biometric authentication, secure communication and data encryption and decryption; development, design, implementation, control, analysis and consulting services relating to computer software and hardware and systems, including for authentication and identification of persons, including for the process of financial transactions and payments of any kind; authentication and verification services relating to payments or transfer of funds; encryption, decryption and authentication of information and data, relating in particular to biometric authentication of individuals during the process of electronic payments and transactions; information, advisory and consultancy services relating to all the aforesaid services; (2) Fraud and identity theft protection services; monitoring of computer systems for security purposes; fraud detection services in the field of electronic payment cards for on-line purchasing; investigation and surveillance services for the purposes of detecting and protecting against identity theft; fraud and identity theft detection and prevention services, namely, monitoring of consumer personal information and financial information to detect and prevent fraud and identity theft; fraud and identity theft detection and prevention services, namely, monitoring the internet and public records to facilitate the detection of and prevention of identity theft and fraud; consulting services in the field of fraud and identity theft, namely, providing services to individuals and financial institutions to address identity restoration and security after identity theft or fraud; financial sector support services, namely, computerized fraud detection and evaluation services involving the provision of information to financial institutions to access data from payment card transactions for fraudulent uses; financial risk management services for financial institutions for the purposes of detecting and protecting against fraud and identity theft

Produits et services

(1) Financial services, namely, debit card services

Produits et services

(1) Computer hardware and peripherals, namely, calculating machines, in the nature of calculators, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, hard disk drives, external computer hard drives, USB flash drives, monitors, personal digital assistants (PDAs); computer software for encrypting and protecting the integrity of financial data and electronic communications over computer networks for use by individuals and financial institutions and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for implementing encryption, authentication, access control and security features for authentication purposes within computer networks and through external connections, namely, point of sale terminals, card readers and computers and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for biometric systems for the identification and authentication of persons and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for implementing security methodology involving encryption of payment card numbers and financial data and electronic transmission over computer networks and user manuals and guides for all of the foregoing distributed as a unit with the software (1) (a) financial services, namely, credit card services, debit card services and debit account services; electronic funds transfer services; and financial information provided by electronic means, namely via a website, in the field of financial management, financial analysis, credit card services, debit card services, debit account services, electronic payment services; financial advisory services pertaining to security methodology involving the encryption of payment card numbers and financial data; financial advisory services pertaining to security methodology involving the identification and authentication of persons, namely, the encryption and authorization of payment card numbers and financial data; (b) consulting services in the field of computer and financial services, namely, technical support services in the form of trouble shooting software problems in the field of online financial management, consulting services regarding financial management, namely, payment solutions, credit card, debit card, payment card and automatic teller machines services; consulting services involving technical and network consulting, namely research and development services provided to financial institutions in the field of credit, debit and payment cards, software customization, deployment assistance, namely, marketing services in the field of arranging for the distribution of the products of others all in the field of information security, secure network operations and data encryption and decoding services; consulting services regarding market research services and developing marketing strategies and marketing concepts for others in the field of financial services, in particular credit, debit and payment card services; consulting services relating to encryption of payment card numbers and financial data; computer network security and management services; consulting services in the field of biometric systems for the identification and authentication of persons

Produits et services

(1) (a) Promoting the goods and services of others by means of coupons, discounts, advertisements, rewards and incentives generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; (b) financial services, namely, payment card services; credit card and debit card services; electronic payments services, namely, transaction authorization and settlement services.

Produits et services

(1) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value; electronic credit and debit transactions, bill payment and presentment services, cash disbursement, and transaction reconciliation, consolidated funds settlement services, settlement/reconciliation; electronic payment processing services; value exchange services, namely, secure electronic cash transactions over public computer networks to facilitate electronic commerce and electronic funds transfer; providing financial information, namely credit and debit card data and reports; dissemination of financial information via a global computer network; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; payer authentication services.

Produits et services

(1) (a) business management services; business consulting services in business leadership development and business management; business development services, namely, providing educational support and advice in the field of financial planning for new businesses of others; incubation services, namely, providing furnished and equipped office space to start-ups, emerging companies, and entrepreneurs; (b) venture capital funding services to emerging and start-up companies; incubation services, namely, providing financial support, namely, financial planning, providing financial information and providing financing for start-ups, emerging companies, and entrepreneurs; consulting services, namely, providing technical assistance in the establishment and operation of start-ups, emerging companies and entrepreneurs in the fields of financing services, private equity funds and debt fundraising; financial advisory services

Produits et services

(1) (a) financial services, namely, payment card services; credit card and debit card services; electronic payments services, namely, transaction authorization and settlement services; (b) entertainment and educational services, namely, providing entertainment information on music and the music industry via a global computer network; provision of information relating to live performances, road shows, live stage events, theatrical performances, live music concerts and audience participation in such events, providing an internet website portal in the field of music

Produits et services

(1) Payment processing services involving credit, debit or prepaid cards through use of a bar code, near field communications or location based services

Produits et services

(1) (a) Financial services, namely, credit card and debit card services; electronic funds transfer services; and financial information provided by electronic means; financial advisory services pertaining to security methodology involving the encryption of payment card numbers and related data; (b) Consulting services and deployment assistance relating to encryption of payment card numbers and related data; design, development, maintenance and update of computer software in relation to fraud detection for enhancing security on credit cards, fraud detection for making, processing and completing payments online or over a telecommunications network, anti-hacking software, making, processing and completing payments online or over a telecommunications network, biometric systems for the identification and authentication of persons and facial recognition for the identification and authentication of persons

Produits et services

(1) Financial services, namely, online credit card, debit card and prepaid card payment and transaction processing and transmission of bills and payments; financial services, namely, the clearing and reconciling of electronic funds transfer for financial transactions via electronic communications networks, financial services, namely, the clearing, reconciling and electronic funds transfer for financial transactions via electronic communications networks; financial services in the nature of electronic authorization, processing, verification and management of credit card, debit card, prepaid card and electronic payment transactions via a global computer network; advisory services relating to all of the foregoing.

Produits et services

(1) Computer hardware and software platform for facilitating and administering electronic payments, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, electronic payment routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; scientific apparatus and instruments namely laboratory flasks, scales, balances, test tubes and microscopes; magnetic data carriers and recording discs namely blank plastic cards with a magnetic strip; mechanisms for coin operated apparatus; cash registers; data processing equipment namely computers; computers, computer hardware, computer software and computer programs designed to facilitate payments to internet retailers, merchants and content providers; telecommunication apparatus and instruments for the electronic registration, transmission and reproduction of text messages and bill payment data, namely, central processing units, computer memory cards, namely, blank secure digital (SD) memory cards, random access memory cards, blank flash memory cards, electronic notice boards, portable telephones, personal digital assistants (PDAs), radio pagers, audio receivers and video receivers, transmitters of electronic signals, telephone transmitters; accounting machines namely calculators and cash register; apparatus for registration, transmission, reproduction of data namely sound and images, namely microphones and audio speakers and headphones; magnetic recording supports namely pre-recorded plastic cards with magnetic strips containing financial information; computer software for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and memory card readers; downloadable electronic publications namely newsletters; printing apparatus namely printing apparatus for data processing systems and financial transaction systems namely computer printers for use with data processing and financial transactions; automatic tellers and cash machines for banking establishments; encoders and decoders namely smart card encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, financial institutions; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''), namely charge cards, financial institution transaction cards, credit cards, debit cards and payment cards; security encoded cards namely, smartcards and magnetically encoded cards containing programming used to secure electronic transmission of financial data and information; cards encoded with security features for authentication purposes, namely, smartcards and magnetically encoded cards containing programming used to secure electronic transmission of financial data and information; cards encoded with security features for identification purposes; hologram impregnated cards, namely, charge cards, financial institution cards, credit cards, debit cards, microchip cards, stored value cards, identification cards with embedded chips, and payment cards, all encoded; charge cards, financial institution cards, credit cards, debit cards, microchip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; financial institution cards namely printed financial institution cards and financial institution cards using magnetic memories and integrated circuit memories; card readers, featuring credit card readers; magnetic coded card readers, electronic data carrier cards, namely, identification cards with embedded chips, electronic data carrier card readers, electronic encryption units for magnetic coded card readers and electronic data carrier card readers, computer hardware, computer terminals, computer software designed to enable smart cards to interact with terminals and readers; computer software designed to enable smart cards to interact with terminals and readers; downloadable and pre-loaded software namely pre-installed software for computers and smartphones that allows users to access coupons, rebates, discounts, vouchers and special offers online via websites, by scanning coupons, rebates, discounts, vouchers and special offers from printed materials and by tapping on mobile phones and other mobile devices for NFC- enabled print or posters and sending such coupons, discounts, rebates, vouchers and special offers to mobile phones and other mobile telecommunications devices for redemption at retail or wholesale locations or virtual points of sale; computer chips embedded in telephones and other communication devices; telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing cash, credit and debit transaction information, electronic user identification information and commercial bill payment information for use in the financial services, financial institution and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and all-purpose payment cards, namely, magnetically encoded and integrated circuit enabled card readers; cash dispensing machines; computer peripheral devices and electronic goods, namely calculators, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers namely electronic book readers and personal digital assistants (PDAs) (2) Paper, cardboard, goods made from these materials, printed matter, artists' materials, instructional and teaching material (except apparatus), and plastic materials for packaging, all including advertising and promotional material for distribution by others in the promotion of their wares and services in the financial services industries, namely brochures, leaflets, newsletters, print copies of advertisements, electronic image files for use in advertisements; bookbinding material; photographs; stationery, namely, pens, pencils, markers; adhesives for stationery or household purposes; paint brushes; typewriters and office requisites (except furniture), namely whiteboards, laminating machines, and dictation machines; printers' type; printing blocks; printed publications in the field of financial services; printed matter, namely, pamphlets, brochures, newspapers, journals, magazines and manuals in the field of financial services, credit cards, debit cards, online retailing, telecommunications, mobile phones and mobile digital electronic devices, namely, personal digital assistants (PDAs) and smartphones; magazines (1) Business management and advisory services relating to business management, marketing consulting services, market research services, tracking, analyzing, forecasting and reporting cardholder purchase behavior, promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards through means of wireless networks, mobile telecommunications devices or global computer network, administration of loyalty and rewards programs through means of wireless networks, mobile telecommunications devices or global computer network, advertising for others through means of wireless network, mobile telecommunications devices or a global computer network, business administration, office functions, namely, secretarial and clerical services, commercial, industrial and business management assistance, business appraisals, advisory services for business management, marketing studies, statistical information, namely, the preparation and distribution of statistical business information concerning consumer purchasing patterns, tendencies and histories, preparation of statements of accounts, book-keeping, business research, namely market research services, public relations, publication of publicity texts, issuing of publicity leaflets, retail services provided through mobile telecommunications means, namely, the provision of credit card and debit card payment services through wireless devices, retail services provided on-line and through networks using electronically digitized information, namely, the provision of credit card and debit card payment services through a global computer network and the Internet, computer database management, computer database management services, namely, data storage and retrieval services, promoting concerts and cultural events of others by preparing and placing advertisements in electronic magazines, promoting concerts and cultural events of others through the distribution of discount cards, organization of expositions in the field of financial services, advertising services, namely, advertising the wares and services of others in the field of transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing and tourist agencies services, namely the provision of information on tariffs, timetables, methods of transport and travel arrangements, all provided on-line through means of the Internet and other computer networks, mobile telecommunications devices and global computer networks, providing information regarding purchase of goods and services on-line through means of the Internet and other computer networks, computerized database management services, namely, data repository and client profile information services, providing an on-line and mobile directory of information regarding merchants who accept contactless mobile payments and promote goods and services of others through this channel by preparing and placing advertisements online, the provision of information and advisory services relation to all the aforesaid (2) Financial services, namely cheque processing and verification, electronic transfer of funds, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information, namely, financial information relating to the authorization and settlement of payment card transactions via a global computer network, financial information in the nature of the authorization and settlement of payment card transactions rendered by computer by means of a secure information computer network and advisory services regarding all the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis and financial analysis consultation services; insurance services; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; providing credit card, debit card, charge card and stored value prepaid card services; cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database, over the telephone, through wireless devices and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information, namely, cheque processing, credit card transaction processing, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards, business credit verification services, cheque verification, credit card verification; maintenance of financial records; electronic funds transfer and currency exchange services; remote bill payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); providing debit card, credit card, charge card and stored value prepaid card services by means of communication and telecommunication devices, namely, by means of wireless communication devices and over the phone line-based devices; cheque verification services; issuing and redemption services in the field of travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely payment services through wireless devices; processing of credit and debit transactions by telephone, global computer network and the Internet; the provision of financial services for the support of retail services provided on-line, through networks or the Internet using electronically digitized information; value exchange services, namely, the secure exchange of value, namely electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line financial institution services and financial services, namely, financial exchange of data between financial institutions and their customers enabling management of financial institution accounts, payment of bills, transfer of funds, budgeting and tracking of spending, all over the telephone and by means of a global computer network and the internet; provision of financial services by means of a global computer network or the Internet, featuring credit card- related services; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate agency services; real estate property services, namely, real estate management services, appraisal of real estate, arranging of leases and rental agreements for real estate, assessment and management of real estate; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services in the field of property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs in the field of real estate, namely, real estate appraisal and valuation; provision of real estate loans; financing services in the field of real estate development; financial brokerage services for real estate; financial services in the field of real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services in the field of the acquisition of property; financial services in the field of the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of real property; leasing of real estate property; leasing of freehold property; estate management services in the field of transactions in real property; valuation of real property; real property portfolio management; management of real property; advisory services in the field of real estate ownership; advisory services in the field of real estate valuations; corporate real estate advisory services; computerized information services in the field of real estate; consultation services in the field of real estate; provision of information in the field of real estate property; provision of information in the field of the property market; research services in the field of real estate acquisition; research services in the field of real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, credit card, debit card, payment card and automatic teller machine services (3) Data processing and data verification services, namely, cheque processing, credit card transaction processing, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards, business credit verification services, cheque verification, credit card verification (4) Telecommunications services, and mobile telecommunication services, and internet based telecommunication services, and data communication services, namely, providing multiple user access to a computer network, mobile telephone communication services, internet service provider (ISP) services, internet access provider services, personal Communication Services (PCS), wireless digital messaging services, electronic transmission of data in the nature of machine readable code that is displayed on a mobile device display screen and transmitted over a global remote data processing network, namely the internet, namely, services for the transmission, provision or display of information from a computer-stored data bank or via the internet in the field of financial services, namely, financial management, debit and credit card transaction processing, electronic processing and transmission of bill payment data, transmission of data through the use of electronic image processing by mobile telephone link, featuring cheque depositing, services for the transmission, provision or display of information from a computer-stored data bank or via the internet in the field of real estate appraisals and evaluations and payment transaction data, transmission of data through the use of electronic image processing by mobile telephone link, featuring cheque depositing, electronic mail, message sending and receiving services, namely, electronic mail, wireless digital messaging services, broadcasting services, namely, radio broadcasting and webcasting radio and television programs via a global computer network, providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services, leasing access time to a computer database in the field of real estate appraisals and evaluations and payment transaction data, transport, namely, passenger air, rail and ship transportation, freight transportation by air, boat, rail and truck, air and railway transportation of goods, truck transport, merchandise packaging and warehouse storage services, travel arrangement, tourist information and travel services, namely, organization and management of tours, booking agency services, namely, ticket reservation services, arranging and booking of holidays, excursions and visits, air transportation ticketing services, arranging airline tickets, cruise tickets and train tickets, travel agency services, namely, making reservations and books for transportation, ticket reservation services, agency services for arranging the rental of cars, provision of information in the field of travel, arranging and booking of holidays, excursions and visits, air transportation services for transportation of freight, passengers and goods and air transportation ticketing services, arranging airline tickets, cruise tickets and train tickets, escorting of travellers and their luggage, tourist office services, namely, booking of travel through tourist offices, arranging travel by tourist agencies, travel agency services, namely, making reservations and bookings for transportation, air transportation of goods, people and freight, tour guide services, car rental services, advisory and consultancy relating to all the aforesaid (5) Arranging travel tours and cruises and provision of travel information, all provided on-line from a computer database or the Internet; computerized travel and tour ticket reservation service; provision of travel information by computer; collation of information for travellers in the fields of travel tours and cruises; transport, namely, passenger air, rail and ship transportation, freight transportation by air, boat, rail and truck, air and railway transportation of goods, truck transport, merchandise packaging and warehouse storage services, travel arrangement, tourist information and travel services, namely, organization and management of tours, booking agency services, namely, ticket reservation services, arranging and booking of holidays, excursions and visits, air transportation ticketing services, arranging airline tickets, cruise tickets and train tickets, travel agency services, namely, making reservations and books for transportation, ticket reservation services, agency services for arranging the rental of cars, provision of information in the field of travel, arranging and booking of holidays, excursions and visits, air transportation services for transportation of freight, passengers and goods and air transportation ticketing services, arranging airline tickets, cruise tickets and train tickets, escorting of travellers and their luggage, tourist office services, namely, booking of travel through tourist offices, arranging travel by tourist agencies, travel agency services, namely, making reservations and bookings for transportation, air transportation of goods, people and freight, tour guide services, car rental services, advisory and consultancy relating to all the aforesaid (6) Scientific and technological services and research and design relating thereto, namely, consumer research, market research services, financial analysis and research, database design and development, website design; industrial analysis and research services provided to financial institutions in the field of credit, debit and payment cards; design, development, maintenance and update of computer hardware and software; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; graphic design for the compilation of web pages on the internet; information in the field of computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; computerized data storage and retrieval services for digital text, data, images, image, audio and video works; data repository services for digital text, data, images, image, audio and video works; data encryption services and data decryption services in the field of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management technical consultation services in the fields of computer programming, financial computer networks, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts namely downloadable computer program and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their account

Produits et services

(1) Computer hardware and software platform for facilitating and administering payment, financial institution, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; blank plastic cards bearing a magnetic strip and an integrated circuit chip; mechanisms for coin operated apparatus; cash registers; data processing equipment, namely, computers; computers, computer hardware;; telecommunication apparatus and instruments for the electronic registration, transmission and reproduction of text and bill payment data, namely, central processing units, computer memory cards, electronic notice boards, portable telephones, personal digital assistants (PDAs), radio pagers, audio receivers and video receivers, transmitters of electronic signals, telephone transmitters; computer software for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards, namely, electronic card readers, magnetically encoded card readers, smart card readers and systems for reading data in memories, namely, integrated circuit memories and financial institution card memories; downloadable electronic publications, namely, pamphlets, brochures, newsletters and magazines in the field of finance; computer printers for use with data processing and financial transactions; automatic tellers and cash machines for financial institutions; smart card information encoders and decoders, namely, those which transmit financial related information over computer networks, with or without the presence of a physical smart card; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''), namely, charge cards, financial institution transaction cards, credit cards, debit cards and payment cards; security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards, namely, charge cards, financial institution cards, credit cards, debit cards, chip cards, stored value cards, identification cards with embedded chips and payment cards, all encoded; charge cards, financial institution transaction cards, credit cards, debit cards, chip cards, stored value cards, identification cards with embedded chips, payment cards and payment cards all encoded; financial institution cards, namely, printed financial institution cards and financial institution cards using magnetic memories and integrated circuit memories; card readers, namely, magnetic coded card readers and electronic data carrier card readers; electronic data carrier cards, namely, credit cards, debit cards, charge cards and prepaid cards with embedded chips; electronic encryption units for magnetic coded card readers and electronic data carrier card readers; computer hardware; computer terminals; computer software enabling smart cards to interact with computer terminals and electronic card readers; computer software designed to enable smart cards to interact with terminals and readers; downloadable and pre-loaded software that allows users to access coupons, rebates, discounts, vouchers and special offers online via websites, by scanning coupons, rebates, discounts, vouchers and special offers from printed materials and by tapping on mobile phones and other mobile devices for NFC- enabled print or posters and sending such coupons, discounts, rebates, vouchers and special offers to mobile phones and other mobile telecommunications devices for redemption at retail or wholesale locations or virtual points of sale; computer chips embedded in telephones and other communication devices; telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, financial institution cards, credit cards, debit cards and payment cards; cash dispensing machines; vending machines; computer peripheral devices and electronic goods, namely calculators, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs). (2) Paper, cardboard, goods made from these materials, printed matter, artists' materials, instructional and teaching material (except apparatus), and plastic materials for packaging, all namely advertising and promotional material for distribution by others in the promotion of their wares and services in the financial services industries, namely, brochures, leaflets, newsletters, print copies of advertisements, electronic image files for use in advertisements; bookbinding material; photographs; stationery, namely, pens, pencils, markers; adhesives for stationery or household purposes; paint brushes; typewriters; printers' type; printing blocks; printed publications and printed matter, namely, pamphlets, brochures, newspapers, journals and magazines, manuals, all in the fields of financial services, credit cards, debit cards, on-line retailing, telecommunications, mobile phones and mobile digital electronic devices; magazines. (1) Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards through means of wireless networks, mobile telecommunications devices or global computer network; administration of loyalty and rewards programs through means of wireless networks, mobile telecommunications devices or global computer network; advertising for others through means of wireless network, mobile telecommunications devices or a global computer network; business administration; office functions, namely, secretarial and clerical services; commercial, industrial and business management assistance, namely, business management services, management of computerized databases, business management consulting services, risk management services, financial management; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; computerized data storage and retrieval services for digital text, data, images, image, audio and video works; promoting the sale of tickets of others in the nature of concerts and cultural events, namely, music concerts and sporting events through promotional contests and through a consumer loyalty program, and organization of expositions in the field of financial services; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement through means of wireless networks, mobile telecommunications devices or global computer network; providing information regarding purchase of goods and services on-line through means of the Internet and other computer networks; data repository and client profile information services; providing an on-line and mobile directory of information regarding merchants who accept contactless mobile payments and promote good and services through this channel; the provision of information and advisory services relation to all the aforesaid. (2) Financial services, namely financial institution, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; financial analysis and consultation; insurance services; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; providing credit card, debit card, charge card and stored value prepaid card services; financial institution, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; value exchange services, namely, the secure exchange of value, namely, electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; provision of financial services, in particular, the means for managing of financial institution accounts, payment of bills, transfer of funds, budgeting and tracking of spending, all over the telephone and by means of a global computer network and the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial services for the purchase of real estate, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial services relating to the sale of property, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, financial institution, credit card, debit card, payment card and automatic teller machine services. (3) Telecommunications services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; mobile telecommunication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; internet based telecommunication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; data communication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; electronic transmission of data in the nature of machine readable code that is displayed on a mobile device display screen and transmitted over a global remote data processing network, namely, the internet; services for the transmission, provision or display of information from a computer-stored data bank or via the internet in the field of financial services; transmission of financial and non-financial data through the use of electronic image processing by mobile telephone link; electronic mail, message sending and receiving services; broadcasting services, namely, radio broadcasting, television broadcasting; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services; leasing access time to a computer database providing information in the field of financial services. (4) Transport, namely, passenger air, rail and ship transportation, freight transportation by air, boat, rail and truck, air and railway transportation of goods, truck transport; packaging and storage of goods, namely, packaging of articles for transportation, merchandise packaging, leasing of storage space, warehouse storage services; travel arrangement; tourist information and travel services, organization and management of tours and provision of transportation information; booking agency services; ticket reservation services; agency services for arranging the rental of cars; provision of information relating to travel and transport; arranging and booking of holidays, excursions and visits; air transportation services for passengers and goods and air transportation ticketing services; arranging airline tickets, cruise tickets and train tickets; escorting of travelers and their luggage; tourist offices; travel agency services; namely, making reservations and bookings for transportation; air transportation for passengers and goods; tour guide services; car rental services; advisory and consultancy relating to all the aforesaid; arranging travel tours as a bonus program and as a concierge service for credit card customers including provision of information relating thereto, all provided on-line from a global computer database and the Internet; computerized reservation services for travel; provision of travel information by computer; collation of data relating to travel. (5) Research and development services provided to others in the field of credit, debit and payment cards, namely, market research services, consumer research, developing marketing strategies and marketing concepts for others, financial analysis and research, database design and development and website design; industrial analysis and research services provided to others in the field of credit, debit and payment cards; design, development, maintenance and update of computer hardware and software; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; application service provider (ASP) services, namely, application service provider (ASP) services featuring software in the field of providing customer relations management, application services provider (ASP) services featuring software for enabling access to credit card payment processing services, application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider (ASP) services featuring software in the field of social networking; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data storage retrieval services; data repository services; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks.

Produits et services

(1) Market research services; market research services in the nature of measuring, impression measuring, tracking, and demographic modeling of audiences for online media and online advertisements; market research services in the nature of tracking and measuring audience viewing of, exposure to, and reactions to online advertisements; Preparing market reports and studies from the aforesaid marketing information and research; market research service in the nature of conducting online advertising campaign measurement and analysis, and demographic studies for others; market research services in the nature of conducting audience validation services to verify the market impressions and demographics

Produits et services

(1) Charitable services, namely, providing funding to charities and community groups operated by others.

Produits et services

(1) Computer software platform for facilitating and administering payment, financial institution, credit card, debit card, payment card, electronic payments, electronic processing and transmission of bill payment data, transaction authentication, routing, authorization and settlement services, fraud detection and control, and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; computer software for tracking, management and analysis of financial accounts via a global computer network; computer software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, financial institutions; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; card readers, namely, electronic encryption units, computer software designed to enable smart cards to interact with terminals and readers; computer software designed to enable smart cards to interact with terminals and readers; downloadable and pre-loaded software that allows users to access coupons, rebates, discounts, vouchers and special offers online via websites, by scanning coupons, rebates, discounts, vouchers and special offers from printed materials and by tapping on mobile phones and other mobile devices for NFC- enabled print or posters and sending such coupons, discounts, rebates, vouchers and special offers to mobile phones and other mobile telecommunications devices for redemption at retail or wholesale locations or virtual points of sale; computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, and telecommunications industries. (1) Business management services; advisory services for business management; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards through means of wireless networks, mobile telecommunications devices or global computer network; advertising for others through means of wireless network, mobile telecommunications devices or a global computer network; advisory services for business management; retail services provided through mobile telecommunications means, namely, the provision of credit card and debit card payment services through wireless devices; retail services provided on-line and through networks using electronically digitized information, namely, the provision of credit card and debit card payment services through a global computer network and the Internet; data processing and data verification services; computer database management services, namely, data storage and retrieval services; promoting concerts and cultural events of others, advertising services, namely, advertising the services of others in the field of transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing and tourist agencies services, all provided on-line through means of the Internet and other computer networks, mobile telecommunications devices or global computer network; providing information regarding purchase of goods and services on-line through means of the Internet and other computer networks; computerized database management services, namely, data repository and client profile information services; providing an on-line and mobile directory of information regarding merchants who accept contactless mobile payments and promote good and services through this channel; the provision of information and advisory services relation to all the aforesaid. (2) Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, check verification, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; providing credit card, debit card, charge card and stored value prepaid card services; payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; processing of financial transactions both on-line via a computer database, over the telephone, through wireless devices and at point of sale; financial settlement and financial authorization services in connection with the processing of financial payment transactions; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); providing debit card, credit card, charge card and stored value prepaid card services by means of communication and telecommunication devices, namely by means of wireless communication devices and over the phone line-based devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone, global computer network, and the Internet; the provision of financial services for the support of retail services provided on-line, through networks or the Internet using electronically digitized information; bill payment services provided through a website; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; consulting services regarding payment solutions, credit card, debit card, payment card and automatic teller machine services. (3) Telecommunications services, namely, providing multiple user access to a computer network, mobile telephone communication services, mobile telecommunication services, namely, providing multiple user access to a computer network, internet based telecommunication services, namely, providing multiple user access to a computer network, data communication services, namely, providing multiple user access to a computer network, transmission, provision and display of information in the field of financial services from a global computer-stored database and via an Internet-based database; transmission of data through the use of electronic image processing by mobile telephone link; electronic mail, wireless digital messaging services; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services. (4) Design, development, maintenance and update of computer software; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; computer hardware and software consulting services; computer programming; application service provider (ASP) services, application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; graphic design for the compilation of web pages on the internet; information in the field of computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computerized data storage and retrieval services for digital text, data, images, image, audio and video works; data repository services for digital text, data, images, image, audio and video works; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks.

Produits et services

(1) Promoting the goods and services of others by means of discounts, advertisements, incentives and rebates generated in connection with the use of credit and debit cards and mobile payment devices, including radio frequency identification devices; promoting the usage of credit and debit cards through incentive reward programs; financial services, namely, providing credit card and debit card services, financial transaction authorization and settlement services; provision of financial information processing services in the field of credit card, debit card and pre-paid card transactions by means of a global computer network and the internet.

Produits et services

(1) Promoting the goods and services of others by means of discounts, advertisements, incentives and rebates generated in connection with the use of credit and debit cards and mobile payment devices, including radio frequency identification devices; promoting the usage of credit and debit cards through incentive reward programs; financial services, namely, providing credit card and debit card services, financial transaction authorization and settlement services; provision of financial information processing services in the field of credit card, debit card and pre-paid card transactions by means of a global computer network and the internet.

Produits et services

(1) Promoting the goods and services of others by means of discounts, advertisements, incentives and rebates generated in connection with the use of credit and debit cards and mobile payment devices, including radio frequency identification devices; promoting the usage of credit and debit cards through incentives and rewards; financial services, namely, providing credit card and debit card services; financial transaction authorization and settlement services; provision of financial information processing services by means of a global computer network or the internet.

Produits et services

(1) Promoting the goods and services of others by means of discounts, advertisements, incentives and rebates generated in connection with the use of credit and debit cards and mobile payment devices, including radio frequency identification devices; promoting the usage of credit and debit cards through incentives and rewards; financial services, namely, providing credit card and debit card services; financial transaction authorization and settlement services; provision of financial information processing services by means of a global computer network or the internet.

Produits et services

(1) Promoting the goods and services of others by means of discounts, advertisements, incentives and rebates generated in connection with the use of credit and debit cards and mobile payment devices, including radio frequency identification devices; promoting the usage of credit and debit cards through incentives and rewards; financial services, namely, providing credit card and debit card services, financial transaction authorization and settlement services; provision of financial information processing services by means of a global computer network or the internet.

Produits et services

(1) Promoting the goods and services of others by means of discounts, advertisements, incentives and rebates generated in connection with the use of credit and debit cards and mobile payment devices, including radio frequency identification devices; promoting the usage of credit and debit cards through incentives and rewards; financial services, namely, providing credit card and debit card services; financial transaction authorization and settlement services; provision of financial information processing services by means of a global computer network or the internet.

Produits et services

(1) Magnetically encoded bank and automatic teller machine cards and debit cards. (1) Banking and financial services, namely debit card services, and automatic ('ATM') services.

Produits et services

(1) Financial services, namely providing credit card, debit card, charge card and stored value prepaid card services, remote payment services, stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, transaction authorization and settlement services, provision of debit and credit services by means of radio frequency identification devices (RFID transponders), namely authorizing and processing of debit and credit transactions conducted using RFID devices; cheque verification services, issuing and redemption services relating to traveler's cheques and travel vouchers, bill payment services provided through a website, the provision of the above financial services for the support of retail services provided through mobile telecommunications means, namely payment services through wireless devices, for the support of retail services provided on-line and through electronic and computer networks using electronically digitised information, over the telephone and by means of a global computer network or the internet, the provision of the above financial services for the support of retail services provided on-line, through networks, wireless devices and mobile devices, and the above financial services provided over the telephone and by means of a global computer network and the internet. (2) Promotional services, namely the promotion of live entertainment events of others in the field of fashion through the distribution of printed materials, through radio advertisement, internet advertisements and television advertisements; entertainment event services, namely the sponsorship of live entertainment events in the form of fashion shows; entertainment in the form of fashion shows; organizing fashion shows; advertising the wares and services of others; promoting wares and services through the provision of exclusive offers and discounts in conjunction with third party clothing retailers and restaurants; co-branding services, namely, arranging for combining of brand identifiers with sponsors of a fashion event to promote goods and services in the fields of fashion, retail and restaurant services; licensing of advertising slogans, namely, co-branding services in the fields of fashion, retail and restaurant services; licensing of intellectual property, namely, co-branding services in the fields of fashion, retail and restaurant services; promotional services, namely the promotion of restaurant and catering services of others at live events through the distribution of printed materials, through radio advertisement, internet advertisements and television advertisements; retail clothing services, namely organizing retail clothing events and promoting the sale of wares and services by others through retail clothing events; retail sale of clothing.

Produits et services

(1) Automatic vending machines and mechanisms for coin operated apparatus; cash registers; computers, computer hardware, computer software and computer programs namely, software for encrypting and protecting the integrity of data and electronic communications over computer networks, software for implementing encryption, authentication, access control and other security features within computer networks and through external connections, software for implementing security methodology involving encryption of payment card numbers and related data and transmission over computer networks, and software for the processing of financial transactions via credit, debit, financial institution transactions and smart cards; computer hardware and software, namely for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories namely integrated circuit memories and financial institution card memories; downloadable electronic publications, namely newsletters; automatic tellers and cash machines for financial institution establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ('smart cards'), namely charge cards, financial institution transaction cards, credit cards, debit cards and payment cards; charge cards, financial institution cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; financial institution cards namely printed financial institution cards and financial institution cards using magnetic memories and integrated circuit memories; card readers, namely magnetic coded card readers, electronic data carrier card readers; electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment, namely point of sale transaction terminals, electronic encryption units, computer hardware, computer terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers; cash dispensing machines; vending machines; computer peripheral devices and electronic goods, namely computers, pocket planners, personal digital assistants (pdas). (1) Insurance services; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; financial institution and credit services; providing credit card, debit card, charge card and stored value prepaid card services; financial institution, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line financial institution services; financial management, financial forecasting and financial planning services provided over the telephone and by means of a global computer network or the internet; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation; services for the provision of information from a computer-stored data bank or via the internet in the field of financial services; data communication services, namely processing and transmitting billing and remittance data for others over a global computer information network; services for the transmission, provision or display of information from a computer-stored data bank or via the internet in the field of financial services; electronic mail; broadcasting of advertisements by telecommunication, discount programs, incentive programs, and loyalty programs; providing multi-user access to a secure computerised information network for the transfer and dissemination of a range of information in the field of financial services; dissemination of financial information via the internet and other computer networks.

Produits et services

(1) Business expense management services; collecting, tracking and reporting of business expense data; financial services, namely, reporting business expenses; providing temporary use of non-downloadable software for collecting, tracking, analyzing, managing and reporting of business expense data.

Produits et services

(1) Computer hardware in the nature of encoded electronic chip cards and proximity payment devices known as transponders for storing encryption keys, card readers for magnetically encoded cards and cards containing an integrated circuit chip; telecommunications equipment, namely, transponders. (1) Financial services, namely, credit and debit card services, financial transaction authorization and settlement services; financial services, namely provision of debit card services and credit card services by means of radio frequency identification devices, namely, transponders.

Produits et services

(1) Payment cards and stored value cards, namely magnetically encoded credit cards, debit cards and prepaid all-purpose payment cards, and integrated circuit enabled credit cards, debit cards and prepaid all-purpose payment cards; electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers; downloadable electronic publications, namely newsletters; advertising displays, namely decals, signs, labels, shelf danglers, tent cards, bill presenters and tip trays. (1) Payer authentication services; pre-paid card and stored value card services, namely credit card services, debit card services, and prepaid all-purpose payment card services; retail services provided on-line, through networks or other electronic means using electronically digitized information, namely processing of payments for purchases made electronically through computers, mobile phones and PDA’s; statistical information, namely the provision of statistical information concerning consumer purchasing patterns, tendencies and histories; preparation of statements of accounts; business management; business administration; commercial, industrial and business management assistance; maintenance of financial records; dissemination of financial information via the Internet and other computer networks; bookkeeping; insurance services; travel insurance services; roadside assistance services; legal referral services; purchase assurance services; extended warranty services, namely providing extended warranties on products purchased using a payment card; automatic bill payment services; remote payment services; co-branding services; advertising services, namely advertising the wares and services of others.

Produits et services

(1) Payment cards and stored value cards, namely magnetically encoded credit cards, debit cards and prepaid all-purpose payment cards, and integrated circuit enabled credit cards, debit cards and prepaid all-purpose payment cards; electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers; downloadable electronic publications, namely newsletters; advertising displays, namely decals, signs, labels, shelf danglers, tent cards, bill presenters and tip trays. (1) Payer authentication services; pre-paid card and stored value card services, namely credit card services, debit card services, and prepaid all-purpose payment card services; retail services provided on-line, through networks or other electronic means using electronically digitized information, namely processing of payments for purchases made electronically through computers, mobile phones and PDA's; statistical information, namely the provision of statistical information concerning consumer purchasing patterns, tendencies and histories; preparation of statements of accounts; business management; business administration; commercial, industrial and business management assistance; maintenance of financial records; dissemination of financial information via the Internet and other computer networks; bookkeeping; insurance services; travel insurance services; roadside assistance services; legal referral services; purchase assurance services; extended warranty services, namely providing extended warranties on products purchased using a payment card; automatic bill payment services; remote payment services; co-branding services; advertising services, namely advertising the wares and services of others.

Produits et services

(1) Payment cards and stored value cards, namely magnetically encoded credit cards, debit cards and prepaid all-purpose payment cards, and integrated circuit enabled credit cards, debit cards and prepaid all-purpose payment cards; electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers; downloadable electronic publications, namely newsletters; advertising displays, namely decals, signs, labels, shelf danglers, tent cards, bill presenters and tip trays. (1) Payer authentication services; pre-paid card and stored value card services, namely credit card services, debit card services, and prepaid all-purpose payment card services; retail services provided on-line, through networks or other electronic means using electronically digitized information, namely processing of payments for purchases made electronically through computers, mobile phones and PDA's; statistical information, namely the provision of statistical information concerning consumer purchasing patterns, tendencies and histories; preparation of statements of accounts; business management; business administration; commercial, industrial and business management assistance; maintenance of financial records; dissemination of financial information via the Internet and other computer networks; bookkeeping; insurance services; travel insurance services; roadside assistance services; legal referral services; purchase assurance services; extended warranty services, namely providing extended warranties on products purchased using a payment card; automatic bill payment services; remote payment services; co-branding services; advertising services, namely advertising the wares and services of others.

Produits et services

(1) Payment cards and stored value cards, namely magnetically encoded credit cards, debit cards and prepaid all-purpose payment cards, and integrated circuit enabled credit cards, debit cards and prepaid all-purpose payment cards; electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers; downloadable electronic publications, namely newsletters; advertising displays, namely decals, signs, labels, shelf danglers, tent cards, bill presenters and tip trays. (1) Payer authentication services; pre-paid card and stored value card services, namely credit card services, debit card services, and prepaid all-purpose payment card services; retail services provided on-line, through networks or other electronic means using electronically digitized information, namely processing of payments for purchases made electronically through computers, mobile phones and PDA's; statistical information, namely the provision of statistical information concerning consumer purchasing patterns, tendencies and histories; preparation of statements of accounts; business management; business administration; commercial, industrial and business management assistance; maintenance of financial records; dissemination of financial information via the Internet and other computer networks; bookkeeping; insurance services; travel insurance services; roadside assistance services; legal referral services; purchase assurance services; extended warranty services, namely providing extended warranties on products purchased using a payment card; automatic bill payment services; remote payment services; co-branding services; advertising services, namely advertising the wares and services of others.

Produits et services

(1) Payment cards and stored value cards, namely magnetically encoded credit cards, debit cards and prepaid all-purpose payment cards, and integrated circuit enabled credit cards, debit cards and prepaid all-purpose payment cards; electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers; downloadable electronic publications, namely newsletters; advertising displays, namely decals, signs, labels, shelf danglers, tent cards, bill presenters and tip trays. (1) Payer authentication services; pre-paid card and stored value card services, namely credit card services, debit card services, and prepaid all-purpose payment card services; retail services provided on-line, through networks or other electronic means using electronically digitized information, namely processing of payments for purchases made electronically through computers, mobile phones and PDA’s; statistical information, namely the provision of statistical information concerning consumer purchasing patterns, tendencies and histories; preparation of statements of accounts; business management; business administration; commercial, industrial and business management assistance; maintenance of financial records; dissemination of financial information via the Internet and other computer networks; bookkeeping; insurance services; travel insurance services; roadside assistance services; legal referral services; purchase assurance services; extended warranty services, namely providing extended warranties on products purchased using a payment card; automatic bill payment services; remote payment services; co-branding services; advertising services, namely advertising the wares and services of others.

Produits et services

(1) Payment cards and stored value cards, namely magnetically encoded credit cards, debit cards and prepaid all-purpose payment cards, and integrated circuit enabled credit cards, debit cards and prepaid all-purpose payment cards; electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers; downloadable electronic publications, namely newsletters; advertising displays, namely decals, signs, labels, shelf danglers, tent cards, bill presenters and tip trays. (1) Payer authentication services; pre-paid card and stored value card services, namely credit card services, debit card services, and prepaid all-purpose payment card services; retail services provided on-line, through networks or other electronic means using electronically digitized information, namely processing of payments for purchases made electronically through computers, mobile phones and PDA’s; statistical information, namely the provision of statistical information concerning consumer purchasing patterns, tendencies and histories; preparation of statements of accounts; business management; business administration; commercial, industrial and business management assistance; maintenance of financial records; dissemination of financial information via the Internet and other computer networks; bookkeeping; insurance services; travel insurance services; roadside assistance services; legal referral services; purchase assurance services; extended warranty services, namely providing extended warranties on products purchased using a payment card; automatic bill payment services; remote payment services; co-branding services; advertising services, namely advertising the wares and services of others.

Produits et services

(1) The provision of information via a web site, in the fields of personal financial management, financial institution services, and payment card services; provision of online personal financial management applications, namely a downloadable software widget program for displaying digital images, and for accessing, viewing and managing educational information on payment solutions, spending, savings, cash flow, budgeting and financial management tips.

Produits et services

(1) The provision of information via a web site, in the fields of personal financial management, financial institution services, and payment card services; provision of online personal financial management applications, namely a downloadable software widget program for displaying digital images, and for accessing, viewing and managing educational information on payment solutions, spending, savings, cash flow, budgeting and financial management tips. (2) The provision of information via a web site, in the fields of personal financial management namely payment solutions, spending, savings, cash flow, budgeting and financial management tips, financial institution services namely payment solutions, and payment card services namely payment solutions. (3) The provision of information via a web site, namely via streaming audio and visual material, in the fields of personal financial management namely payment solutions, spending, savings, cash flow, budgeting and financial management, financial institution services namely payment solutions, and payment card services namely payment solutions. (4) The provision of information via a web site, namely via a downloadable software widget program for displaying digital images, and for accessing, viewing and managing educational information in the fields of personal financial management namely payment solutions, spending, savings, cash flow, budgeting and financial management tips, financial institution services namely payment solutions, and payment card services namely payment solutions; provision of online personal financial management applications, namely a downloadable software widget program for displaying digital images, and for accessing, viewing and managing educational information on payment solutions, spending, savings, cash flow, budgeting and financial management tips.

Produits et services

(1) Financial services namely, financial institution services and credit card services providing payment services in the nature of redemption of coupons, discounts, reward points, and airline miles generated in connection with the use of credit and debit cards, via a global communications network, mobile phone, contactless device or at a retail store location; financial electronic transaction authorization and settlement services. (2) Promoting the goods and services of others by means of the distribution, awarding and redemption of coupons, discounts, reward points, and airline miles which can be redeemed by consumers either in connection with a purchase made via a global communications network, mobile phone, contactless device or at a retail store location.

Produits et services

(1) Advertising services, namely advertising the wares and services of others; business management services, including business appraisals; business administration; business consulting services, namely commercial, industrial and business management assistance; advisory services for business management; market research; marketing services, namely evaluating markets for existing products and services of others; preparation and distribution of statistical business information; preparation of statements of accounts; bookkeeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; insurance services; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; cash disbursement services, namely cash disbursement authorization and processing services, stored value deposit access services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and check cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial transaction settlement and authorization services; travel insurance services; issuing and redemption of travellers' cheques and travel vouchers; payer authentication services; verification of financial information; data encryption and decryption of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; dissemination of financial information via the Internet and other computer networks; remote payment services, namely authorizing financial transactions remotely; stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units; providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (RFID transponders), namely authorizing and processing of debit and credit transactions conducted using RFID devices; provision of debit and credit services by means of communication and telecommunication devices, namely authorizing and processing of debit and credit transactions conducted using RFID devices, cell phones, PDA's, telephones, and the Internet; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; value exchange services, namely, authorizing and facilitating the secure exchange of financial value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line financial institution transaction services; the provision of the following financial services for the support of retail services provided through mobile telecommunications means including payment services through wireless devices, for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information, over the telephone and by means of a global computer network or the Internet, and by means of a global computer network or the Internet, namely financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services, cash disbursement services, namely cash disbursement authorization and processing services, stored value deposit access services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, bill payment services, credit card, debit card, charge card, pre-paid card and stored value card services, cheque verification and check cashing services, automated teller machine services, processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale, processing services for financial transactions by card holders via automatic teller machines, the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines, financial transaction settlement and authorization services, travel insurance services, issuing and redemption of travellers' cheques and travel vouchers, payer authentication services, verification of financial information, data encryption and decryption of financial information, maintenance of financial records, electronic funds transfer and currency exchange services, dissemination of financial information via the Internet and other computer networks, remote payment services, namely authorizing financial transactions remotely, stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services, provision of debit and credit services by means of radio frequency identification devices (RFID transponders), namely authorizing and processing of debit and credit transactions conducted using RFID devices, provision of debit and credit services by means of communication and telecommunication devices, namely authorizing and processing of debit and credit transactions conducted using RFID devices, cell phones, PDA's, telephones, and the Internet, travel insurance services, cheque verification services, issuing and redemption services all relating to travellers' cheques and travel vouchers, value exchange services, namely, authorizing and facilitating the secure exchange of financial value, including electronic cash, over computer networks accessible by means of smartcards, bill payment services provided through a website, on-line financial institution transaction services. (2) Promoting the goods and services of others by means of discounts, incentives and rebates generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; financial services, namely, providing credit card and debit card services.

Produits et services

(1) Magnetically encoded bank and automatic teller machine cards and debit cards. (1) Financial services, namely, debit card services, and automatic teller machine ('ATM') services.

Produits et services

(1) Computer software for detecting and monitoring fraud, monitoring purchasing patterns by cardholders, merchant and cardholder profiling, account management, compliance management, data mining, audit analysis, credit risk management, liability management, reimbursement management, anti-money laundering, electronic banking, marketing, MIS reporting and transmitting electornic communications, all in the field of credit cards, debit cards and other payment cards. (1) Computerized fraud detection and evaluation services, involving the provision of information to financial institutions to access data from payment card transactions for fraudulent uses.

Produits et services

(1) Charitable services, namely, operating a sponsorship program to provide youth the opportunity to attend sporting events.

Produits et services

(1) Charitable services, namely, operating a sponsorship program to provide youth the opportunity to attend sporting events.

Produits et services

(1) Charitable services, namely, operating a sponsorship program to provide youth the opportunity to attend sporting events.

Produits et services

(1) Charitable services, namely, operating a sponsorship program to provide youth the opportunity to attend sporting events.

Produits et services

(1) Business expense management services; collecting, tracking and reporting of business expense data; financial services, namely, reporting business expenses; providing temporary use of non-downloadable software for collecting, tracking, analyzing, managing and reporting of business expense data.

Produits et services

(1) Internet based social networking services, namely providing online web facilities for sharing of and commenting on content uploaded by other Internet users, and providing online web facilities for the transmission of messages among Internet users concerning topics of general interest; computer services, namely hosting online web facilities for others to upload, store, view, organize, download and search photographs, videos, audio clips and text; computer services, namely, hosting a web site which provides information about tourist attractions, travel destinations, travel activities, restaurants and entertainment events.

Produits et services

(1) Computer hardware and software platform for facilitating and administering payment, financial institution, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services. (1) Financial services, namely financial institution services, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation. (2) Business management and advisory services; marketing consulting services; market research services; consulting services regarding payment solutions, financial institution, credit card, debit card, payment card and automatic teller machine services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs.

Produits et services

(1) Computer hardware, computer software designed to facilitate micro-payments to internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; charge cards, financial institution cards; credit cards, debit cards and payment cards; card readers; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, financial institution and telecommunications industries; and electronic verification apparatus for verifying authentication of charge cards, financial institution cards, credit cards, debit cards and payment cards. (1) Financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services; credit services; providing payment card services; stored value electronic purse services; payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization and settlement services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services, namely financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services, credit services, providing payment card services, stored value electronic purse services, payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database, providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization and settlement services, cheque verification services, issuing and redemption services all relating to travellers’ cheques and travel vouchers.

Produits et services

(1) Computer hardware, computer software designed to facilitate micro-payments to internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; charge cards, financial institution cards; credit cards, debit cards and payment cards; card readers; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, financial institution and telecommunications industries; and electronic verification apparatus for verifying authentication of charge cards, financial institution cards, credit cards, debit cards and payment cards. (1) Financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services; credit services; providing payment card services; stored value electronic purse services; payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization and settlement services; cheque verification services; issuing and redemption services all relating to travellers’ cheques and travel vouchers; advisory services relating to all the aforesaid services, namely financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services, credit services, providing payment card services, stored value electronic purse services, payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database, providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization and settlement services, cheque verification services, issuing and redemption services all relating to travellers’ cheques and travel vouchers.

Produits et services

(1) Advertising services, namely advertising the wares and services of others; business consulting services, namely commercial and business management assistance; advisory services for business management; financial services, financial institution services and credit services, all namely providing credit card, debit card and stored value prepaid card services; credit card, debit card, pre-paid card and stored value card services. (2) Promoting the goods and services of others by means of discounts, incentives and rebates generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; financial services, namely, providing credit card and debit card services.